1024 Fairbrae Ln, Indian Trail, NC 28079 Property Records

Union County property record for 1024 Fairbrae Ln, Indian Trail, NC 28079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,512 sqft · built 2020
Lot Size	0.172 acres (7,492 sqft)
Owner	Trust Name on Record
Last Sale	$344,500 (Nov 2020)
Tax Bill	$3,486 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-022-234`

Property Details

APN / Parcel Number

Primary APN	`07-022-234`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,512 sqft Total Area
1st Floor Area	1,470 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	7,492 sqft (0.172 acres)

Location & Zoning

Street Address	1024 FAIRBRAE LN
City	INDIAN TRAIL
State	NC
Zip	28079-5850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#240 BRAEBURN PH2 MAP1 OPCO780-781
Legal Subdivision	BRAEBURN SUBDIVISION
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1037
Census Tract	20305

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	1024 FAIRBRAE LN, INDIAN TRAIL, NC 28079-5850
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 23, 2023	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
May 6, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION LOANS LLC
Dec 8, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Deed Document Number	202045739
Deed Book / Page	7876 / 170
Last Transfer Date	Dec 7, 2022
Transfer Doc	0008621385
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1024 FAIRBRAE LN, INDIAN TRAIL, NC 28079-5850
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000841568
Date	Mar 2, 2022
Book Page	8415/68
Instrument	7992

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1024 FAIRBRAE LN, INDIAN TRAIL, NC 28079-5850
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 FAIRBRAE LN, INDIAN TRAIL, NC 28079-5850

Mortgage

Document Number	0008732414
Date	Jun 23, 2023
Book Page	8732/414
Instrument	15058

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1024 FAIRBRAE LN, INDIAN TRAIL, NC 28079-5850
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008898912
Date	May 6, 2024
Book Page	8898/912
Instrument	10182

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2039

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Dec 8, 2022
Property Address	1024 FAIRBRAE LN, INDIAN TRAIL, NC 28079-5850
Document Number	0008621385
Book / Page	8621 / 385
Map Reference	CAB O FILE 780&781
Instrument Date	Dec 7, 2022
Instrument	40205
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1024 FAIRBRAE LN, INDIAN TRAIL, NC 28079-5850

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$531,100 (-) Land $114,000 Building $417,100	$531,100 (-) Land $114,000 Building $417,100
2025	$3,486.00 (+23.01%)	$531,100 (+56.62%) Land $114,000 Building $417,100	$531,100 (+56.62%) Land $114,000 Building $417,100
2023	$2,834.00	$339,100 Land $66,400 Building $272,700	$339,100 Land $66,400 Building $272,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Aug 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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