1024 Elm St, Reading, PA 19604 Property Records

Berks County property record for 1024 Elm St, Reading, PA 19604 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,288 sqft · built 1910
Lot Size	0.02 acres (871 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Mar 2026)
Tax Bill	$652 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5317-69-01-8852`

Property Details

APN / Parcel Number

Primary APN	`5317-69-01-8852`
Alternative APNs	`09-5317-69-01-8852` `9365625` `365625`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,288 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	871 sqft (0.02 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9365625
Street Address	1024 ELM ST
City	READING
State	PA
Zip	19604-2950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	18
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2013
Census Tract	1700

Owner

Source: Berks County records · APN 5317-69-01-8852

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1024 ELM ST, READING, PA 19604-2950
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 10, 2026	Deed, Transfer · FHA Mortgage CUSTOMERS BANK
Dec 04, 2023	Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	Dec 04, 2023 · Amount on Record
Deed Document Number	20267264
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1024 ELM ST, READING, PA 19604-2950
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	WORLD WIDE LAND TRANSFER INC, WORLD WIDE LAND TRANSFER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 ELM ST, READING, PA 19604-2950

Mortgage

Document Number	0000041123
Date	Dec 30, 2025
Instrument	2025041123

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 10, 2026
Property Address	1024 ELM ST, READING, PA 19604-2950
Document Number	0000007264
Instrument Date	Mar 10, 2026
Instrument	2026007264
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	GOLDEN GATE STLMT GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 ELM ST, READING, PA 19604-2950

Mortgage

Document Number	0000007265
Date	Mar 10, 2026
Instrument	2026007265

Lender

Name	CUSTOMERS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 04, 2023
Property Address	1024 ELM ST, READING, PA 19604-2950
Document Number	0000035677
Instrument Date	Dec 01, 2023
Instrument	2023035677
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	FREEDOM SETTLEMENT GROUP LLC, FREEDOM SETTEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 ELM ST, READING, PA 19604-2950

Mortgage

Document Number	0000035678
Date	Dec 04, 2023
Instrument	2023035678

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$652.00 (+4.15%)	$23,100 (-) Land $10,000 Building $13,100	$10,000 (-) Land $10,000
2025	$626.00 (+2.45%)	$23,100 (-) Land $10,000 Building $13,100	$10,000 (-56.71%) Land $10,000
2024	$611.00 (-39.44%)	$23,100 (-) Land $10,000 Building $13,100
2023	$1,009.00 Homeowner's exemption	$23,100 Land $10,000 Building $13,100
1994			$23,100 Land $10,000 Building $13,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420110017002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2,831 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Greenlight Networks Holding	Fiber	10,000 / 10,000
Xfinity	Cable	2,000 / 250

May also be available at this address: T-Mobile USA, Verizon, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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