1024 E Chadwick Ave, Cottage Grove, OR 97424 Property Records

Lane County property record for 1024 E Chadwick Ave, Cottage Grove, OR 97424

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1910
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$78,000 (Feb 1997)
Tax Bill	$1,818 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`20-03-28-42-01200-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-28-42-01200-000`
Alternative APN	`0898377`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Finished Area
1st Floor Area	880 sqft
Attic Area	200 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1936
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	0898377
Street Address	1024 E CHADWICK AVE
City	COTTAGE GROVE
State	OR
Zip	97424-1339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-SINGLE-FAMILY RES
Legal Description	SEC/TWN/RNG/MER:SEC 28 TWN 20 RNG 03
Legal Range	03W
Legal Township	20S
Legal Section	28
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	COTTAGE GROVE
Legal Lot Number	1200
Jurisdiction	LANE OR
Township / Civil Division	COTTAGE GROVE
Census Block Group	3
Census Block	3022
Census Tract	1201

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1024 E CHADWICK AVE, COTTAGE GROVE, OR 97424-1339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Apr 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 1997 · Amount on Record
Deed Sale	Feb 27, 1997 · Amount on Record
Deed Document Number	9701764500
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1024 E CHADWICK AVE, COTTAGE GROVE, OR 97424-1339
Transaction Type	Mortgage
Record Updated	Sep 26, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 E CHADWICK AVE, COTTAGE GROVE, OR 97424-1339

Mortgage

Document Number	0000029673
Date	Sep 19, 2025
Instrument	2025-029673

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1024 E CHADWICK AVE, COTTAGE GROVE, OR 97424-1339
Document Number	0000019174
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 E CHADWICK AVE COTTAGE GROVE OR 974241339, COTTAGE GROVE, OR 97424-1339

Mortgage

Document Number	0000019174
Date	Apr 26, 2018
Instrument	19174

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 25, 2033

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Cottage Grove City
Unified School District	South Lane School District 45J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,818.00 (+4.9%)	$99,517 (+6.09%)	$278,009 (+6.72%) Land $41,189 Building $236,820
2023	$1,733.00 (+4.02%)	$93,805 (+3%)	$260,509 (+9.25%) Land $31,430 Building $229,079
2022	$1,666.00	$91,073	$238,447 Land $32,373 Building $206,074

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Apr 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTTAGE GROVE serves 10,879 people · EPA ID OR4100236
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Hunter Communications Fixed Wireless · Fiber in parts of the area	200 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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