1024 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1024 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,263 sqft · built 1922
Lot Size	0.121 acres (5,280 sqft)
Owner	Individual Name on File
Tax Bill	$1,657 (2024)
Deeds & Mortgages	Aug 2006 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-252-039.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-252-039.000-023`
Alternative APN	`01610321322`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,263 sqft Living Area
Basement Area	560 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,280 sqft (0.121 acres)
Lot Dimensions	132 ft deep x 40 ft wide
Garage Type	Mixed
Garage Area	416 sqft
Carport	Carport
Carport Area	520 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610321322
Street Address	1024 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40'X 132'W LOT 13 C C WENGERS 1ST ADD
Legal Subdivision	C C WENGERS 1ST ADD
Legal Lot Number	13
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3017
Census Tract	10300

Owner

Source: St. Joseph County records · APN 71-09-15-252-039.000-023

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1024 E 3RD ST, MISHAWAKA, IN 46544-2737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 02, 2006
Deed Sale	Aug 02, 2006
Deed Document Number	0632867
Record Updated	Sep 20, 2026

August 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 02, 2006
Property Address	1024 E 3RD ST, MISHAWAKA, IN 46544-2737
Document Number	0000632867
Instrument Date	Jul 31, 2006
Instrument	0632867
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METORPOLITNA TITLE IN LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 E 3RD ST, MISHAWAKA, IN 46544-2737

Mortgage

Document Number	0000632868
Date	Aug 02, 2006
Instrument	0632868

Lender

Name	NEW CENTURY MORTGAGE CORP
Type	Subprime Lender
Address	IRVINE, CA 92612

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2036

Interest

Rate Type	Adjustable Rate
Rate	9.35%
Type Change Date	Aug 01, 2008
Change Frequency	6 Months
Min Rate At Change	9.35%
Max Rate At Change	11.3%
Index	6-Month LIBOR
Max Rate	16.3%

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,600 (-6.88%) Land $21,300 Building $103,300	$124,600 (-6.88%) Land $21,300 Building $103,300
2024	$1,657.00 (+9.3%)
2023	$1,516.00 (-3.19%)	$133,800 (-1.04%) Land $21,300 Building $112,500	$133,800 (-1.04%) Land $21,300 Building $112,500
2022	$1,566.00 Homeowner's exemption	$135,200 Land $21,300 Building $113,900	$135,200 Land $21,300 Building $113,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 15, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20

May also be available: Fourway Computer Products.

Based on FCC filings for 505 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.