Seminole County property record for 1024 Covington St, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,714 sqft · built 1986 |
| Lot Size | 0.177 acres (7,753 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $272,000 (Aug 2020) |
| Tax Bill | $4,088 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-21-31-502-0000-0840 |
| Primary APN | 23-21-31-502-0000-0840 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,714 sqft Living Area |
| 1st Floor Area | 838 sqft |
| 2nd Floor Area | 876 sqft |
| Upper Floors Area | 876 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,753 sqft |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 20 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1024 COVINGTON ST |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-7038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 84 ALAFAYA WOODS PH 3 PB 33 PGS 30 TO 32 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 23 |
| Legal Subdivision | ALAFAYA WOODS |
| Legal Tract | 502 |
| Legal Lot Number | 84 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 21321 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1024 COVINGTON ST, OVIEDO, FL 32765-7038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SEACOAST NATIONAL BANK |
| Aug 25, 2020 | Warranty Deed, Transfer · FHA Mortgage ALKAN MORTGAGE CORP |
| Aug 22, 2019 | Loan Modification, Mortgage · Conventional Mortgage SEACOAST NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2020 · Amount on Record |
| Deed Sale | Aug 25, 2020 · Amount on Record |
| Prior Sale | Nov 4, 2009 · Amount on Record |
| Deed Document Number | 2020093112 |
| Deed Book / Page | 9686 / 835 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1024 COVINGTON ST, OVIEDO, FL 32765-7038 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0091171214 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 09117/1214 |
| Instrument | 2018045441 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | OVIEDO, FL 32765 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Aug 25, 2020 |
| Property Address | 1024 COVINGTON ST, OVIEDO, FL 32765-7038 |
| Document Number | 0096860835 |
| Book / Page | 9686 / 835 |
| Map Reference | MB 33 PG 30-32 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 2020093112 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | WATSON TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,904.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3701 SAVANNAH LOOP, 3701, OVIEDO, FL 32765-9204 |
| Name | Verified Name |
|---|---|
| Address | 1024 COVINGTON ST, OVIEDO, FL 32765-7038 |
| Document Number | 0009686837 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 9686/837 |
| Name | ALKAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1024 COVINGTON ST, OVIEDO, FL 32765-7038 |
| Document Number | 0094371549 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1024 COVINGTON ST OVIEDO FL 327657038, OVIEDO, FL 32765-7038 |
| Document Number | 0094371549 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 009437/001549 |
| Instrument | 100907 |
| Name | SEACOAST NAT'L BK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,088.00 (+13.78%) Homeowner's exemption | $278,253 (+5.99%) | $355,721 (+10.75%) Land $94,000 Building $261,721 |
| 2023 | $3,593.00 (+2.83%) Homeowner's exemption | $262,535 (+3%) | $321,194 (+0.97%) Land $94,000 Building $227,194 |
| 2022 | $3,494.00 Homeowner's exemption | $254,888 | $318,093 Land $81,000 Building $237,093 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2008–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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