San Diego County property record for 1024 Cottage Way, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,543 sqft Living Area |
| Lot Size | 1.39 acres |
| Occupancy | Owner Occupied |
| Last Sale | $1,500,000 (2025) |
| Tax Bill | $10,526.00 (2025) |
| Primary APN | 257-501-27-05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,543 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Condo/Apartment Style |
| Lot Area | 60,682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1024 COTTAGE WAY |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-5857 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT 1 US 85PER DOC99-97165&UND INT IN MODULE S TR 013541 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 013541 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 17606 |
Source: San Diego County records · APN 257-501-27-05
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1024 COTTAGE WAY, ENCINITAS, CA 92024-5857 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenants In Common |
| Date | Document |
|---|---|
| Feb 04, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CABRILLO CU |
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jan 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 04, 2025 · Amount on Record |
| Deed Sale | Sep 04, 2025 · Amount on Record |
| Prior Sale | Feb 26, 2004 · Amount on Record |
| Deed Doc Number | 2025245538 |
| Prior Transfer Date | Mar 17, 2015 |
| Prior Transfer Doc | 0000146068 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1024 COTTAGE WAY, ENCINITAS, CA 92024-5857 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1024 COTTAGE WAY, ENCINITAS, CA 92024-5857 |
| Document Number | 0000031658 |
|---|---|
| Date | Feb 04, 2026 |
| Instrument | 2026-0031658 |
| Name | CABRILLO CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Mar 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1024 COTTAGE WAY, ENCINITAS, CA 92024-5857 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 1024 COTTAGE WAY, ENCINITAS, CA 92024-5857 |
| Document Number | 0000298419 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2021-0298419 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1024 COTTAGE WAY, ENCINITAS, CA 92024-5857 |
| Document Number | 0000027824 |
| Instrument Date | Jan 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1024 COTTAGE WAY ENCINITAS CA 920245857, ENCINITAS, CA 92024-5857 |
| Document Number | 0000027824 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 27824 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,500,000 (+87.54%) Land $1,100,000 Building $400,000 | |
| 2025 | $10,526.00 (+4.85%) Homeowner's exemption | $799,823 (+4.04%) Land $497,618 Building $302,205 |
| 2023 | $10,039.00 (+5.11%) Homeowner's exemption | $768,767 Land $478,296 Building $290,471 |
| 2022 | $9,551.00 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures