Ashland County property record for 1024 Cooper Dr, Ashland, OH 44805
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,044 sqft · built 1968 |
| Lot Size | 0.389 acres (16,932 sqft) |
| Owner | Individual Name on File |
| Last Sale | $168,000 (Jul 2011) |
| Tax Bill | $2,128 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P44-088-0-0097-00 |
| Primary APN | P44-088-0-0097-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,044 sqft Living Area |
| 1st Floor Area | 2,252 sqft |
| Upper Floors Area | 918 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 16,932 sqft (0.389 acres) |
| Lot Dimensions | 204 ft deep x 83 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 336 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 1024 COOPER DR |
|---|---|
| City | ASHLAND |
| State | OH |
| Zip | 44805-4533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1024 COOPER DR R=88 LOT 3027 |
| Legal Subdivision | KEENLAND |
| Legal Lot Number | 3027 |
| Jurisdiction | ASHLAND OH |
| Township / Civil Division | ASHLAND |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 970700 |
1024 Cooper Dr is owned and occupied by an individual who bought it in July 2011.
Source: Ashland County records, as of June 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1024 COOPER DR, ASHLAND, OH 44805-4533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Jul 3, 2023 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2011 · Amount on File |
| Deed Sale | Jul 13, 2011 · Amount on File |
| Prior Sale | Dec 1, 2008 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND OH |
| Recording Date | Jun 5, 2026 |
| Property Address | 1024 COOPER DR, ASHLAND, OH 44805-4533 |
| Document Number | 0000002976 |
| Book / Page | 1004 / 4598 |
| Instrument Date | Jan 7, 2026 |
| Instrument | 20262976 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1024 COOPER DR, ASHLAND, OH 44805-4533 |
| Document Number | 0000002976, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 1004/4598 |
| Instrument | 20262976 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND OH |
| Property Address | 1024 COOPER DR, ASHLAND, OH 44805-4533 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Title Company | DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO |
| Name | Verified Name |
|---|---|
| Address | 1024 COOPER DR, ASHLAND, OH 44805-4533 |
| Document Number | 00986/3871 |
|---|---|
| Date | Jul 3, 2023 |
| Book Page | 986/3871 |
| Instrument | 202300002962 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
The 2025 property tax bill for 1024 Cooper Dr was $2,128 with a homeowner's exemption.
Source: Ashland County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashland County |
| Municipality | Ashland City |
| Unified School District | Ashland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,128.00 Homeowner's exemption | $71,460 Land $17,440 Building $54,020 | |
| 2023 | $2,150.00 (-2.85%) Homeowner's exemption | $71,460 (+2%) Land $17,440 Building $54,020 | $204,160 Land $49,820 Building $154,340 |
| 2022 | $2,213.00 Homeowner's exemption | $59,550 Land $14,530 Building $45,020 | |
| 2020 | $170,140 Land $41,520 Building $128,620 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1024 Cooper Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1987) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1987 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1024 Cooper Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND CITY serves 20,648 people · EPA ID OH0300112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Armstrong Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
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