1024 College St, Columbus, MS 39701 Property Records

Lowndes County property record for 1024 College St, Columbus, MS 39701

Property Summary

Property Type	Single Family Home
Details	1 ba · 5,606 sqft · built 1848
Lot Size	0.442 acres (19,272 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Sep 2018)
Tax Bill	$7,498 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`61W100205300`

Property Details

APN / Parcel Number

Primary APN	`61W100205300`
Alternative APNs	`015715` `15715`

Interior

Full Baths	1 Bath
Total Rooms	10 Rooms
Building Area	5,606 sqft Adjusted Area
1st Floor Area	3,640 sqft
2nd Floor Area	1,904 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1848
Exterior Material	Wood Frame
Construction Type	Wood
Foundation Type	Brick
Roof Type	Wood Truss
Roof Material	Urethane Foam
Lot Area	19,272 sqft (0.442 acres)
Lot Dimensions	132 ft deep x 146 ft wide
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	015715
Street Address	1024 COLLEGE ST
City	COLUMBUS
State	MS
Zip	39701-5807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 4,5,7 1024 COLLEGE ST BLOCK 26 5D
Legal Range	18W
Legal Township	18S
Legal Section	16
Legal Subdivision	SOUTH OF MAIN
Legal Block	26
Legal Lot Number	4-7
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	1
Census Block	1013
Census Tract	700

Owner

1024 College St is owned and occupied by an individual who bought it in September 2018.

Source: Lowndes County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	1024 COLLEGE ST, COLUMBUS, MS 39701-5807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO
Sep 28, 2018	Deed of Trust, Mortgage REGIONS BK
Sep 27, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2018 · Amount on File
Deed Sale	Sep 27, 2018 · Amount on File
Deed Document Number	0020187092
Deed Book / Page	2018 / 7092
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	1024 COLLEGE ST, COLUMBUS, MS 39701-5807
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202322677
Date	Oct 31, 2023
Book Page	2023/22677

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 25, 2028

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	1024 COLLEGE ST # 4, 4, COLUMBUS, MS 39701-5807
Document Number	0020182095
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 COLLEGE ST COLUMBUS MS 397015807, COLUMBUS, MS 39701-5807

Mortgage

Document Number	0020182095
Date	Oct 17, 2018
Book Page	002018/022095

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Amount	Amount on Record
Term	60 Months
Due	Oct 16, 2023

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LOWNDES MS
Recording Date	Sep 27, 2018
Property Address	1024 COLLEGE ST # 4, 4, COLUMBUS, MS 39701-5807
Document Number	0020187092
Book / Page	002018 / 007092
Instrument Date	Aug 3, 2018
Transaction Type	Foreclosure
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Foreclosure Auction Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 COLLEGE ST COLUMBUS MS 397015807, COLUMBUS, MS 39701-5807

Tax Assessment & Valuation

The 2025 property tax bill for 1024 College St was $7,498 with exemptions applied, up 1.2% from the year before.

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,498.00 (+1.24%) Homeowner's exemption Senior Citizen's exemption	$49,818	$345,590 Land $20,000 Building $325,590
2024	$7,406.00 (+20.32%)
2023	$6,155.00 Homeowner's exemption Senior Citizen's exemption	$41,376	$288,160 Land $20,000 Building $268,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1024 College St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–2001)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2001 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1024 College St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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