1024 Cedar St, Neptune Beach, FL 32266 Property Records

Duval County property record for 1024 Cedar St, Neptune Beach, FL 32266

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,660 sqft · built 1961
Lot Size	0.394 acres (17,180 sqft)
Owner	Individual Name on Record
Last Sale	$135,500 (Aug 1999)
Tax Bill	$2,990 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`178923-0000`

Property Details

APN / Parcel Number

Primary APN	`178923-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,660 sqft Living Area
Gross Area	2,309 sqft
1st Floor Area	1,660 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,180 sqft (0.394 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Screened Porch
Porch Area	433 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1024 CEDAR ST
City	NEPTUNE BEACH
State	FL
Zip	32266-3748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR-2
Legal Description	31-8 38-2S-29E OCEANWOOD REPLAT LOT 19 BLK 4
Legal Range	29E
Legal Township	02S
Legal Section	38
Legal Subdivision	OCEANWOOD R/P
Legal Block	4
Legal Lot Number	19
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	1
Census Block	1022
Census Tract	14001

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1024 CEDAR ST, NEPTUNE BEACH, FL 32266-3748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 1999 · Amount on Record
Deed Sale	Aug 10, 1999 · Amount on Record
Deed Document Number	1999199890
Deed Book / Page	9380 / 167
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1024 CEDAR ST, NEPTUNE BEACH, FL 32266-3748
Document Number	0181902189
Book / Page	018190 / 002189
Instrument Date	Nov 4, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1024 CEDAR ST NEPTUNE BEACH FL 322663748, NEPTUNE BEACH, FL 32266-3748

Mortgage

Document Number	0181902189
Date	Nov 16, 2017
Book Page	018190/002189
Instrument	264765

Lender

Name	COMMUNITY FIRST CU/FL
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Neptune Beach City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,212 (+2.7%)	$661,044 (+13.99%) Land $448,573 Building $212,471
2025	$2,990.00 (+2.75%) Homeowner's exemption Widower's exemption	$214,423 (+5.99%)	$579,903 (+17.28%) Land $432,600 Building $147,303
2024	$2,910.00 (+3.34%)
2023	$2,816.00 (+6.63%) Homeowner's exemption Widower's exemption	$202,311 (+3%)	$494,475 (+1.84%) Land $309,000 Building $185,475
2022	$2,641.00 Homeowner's exemption	$196,419	$485,518 Land $288,400 Building $197,118

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 312 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	312 in force
Nearby Flood Claims	55 (1978–2024)
Claims Outside the SFHA	46 of 55
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Debby, Jun 2012 · 4 claims Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20