1024 Castle Rock Ct, Concord, NC 28025 Property Records

Cabarrus County property record for 1024 Castle Rock Ct, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,740 sqft · built 2000
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$213,000 (Sep 2019)
Tax Bill	$1,718 (2023)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11045D0128.000000`

Property Details

APN / Parcel Number

Primary APN	`11045D0128.000000`
Alternative APNs	`5538 35 5385` `133092`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,740 sqft Living Area
Gross Area	2,592 sqft
1st Floor Area	870 sqft
Upper Floors Area	870 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	147 ft deep x 32 ft wide
Garage Type	Mixed
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	990 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	133092
Street Address	1024 CASTLE ROCK CT
City	CONCORD
State	NC
Zip	28025-8529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LT 128 ST ANDREWS PLACE
Legal Subdivision	ST ANDREWS PLACE BRAXT
Legal Lot Number	128
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	4
Census Block	4000
Census Tract	40501

Owner

1024 Castle Rock Ct is owned by an individual who bought it in September 2019.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1024 CASTLE ROCK CT, 128, CONCORD, NC 28025-8529
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2019	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK
Jun 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2019 · Amount on File
Deed Sale	Sep 25, 2019 · Amount on File
Prior Sale	May 31, 2002 · Amount on File
Deed Book / Page	13740 / 327
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 25, 2019
Property Address	1024 CASTLE ROCK CT, CONCORD, NC 28025-8529
Document Number	0013740327
Book / Page	13740 / 0327
Map Reference	MB 33 PG 969
Instrument Date	Sep 23, 2019
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	229 VERMILLION DR, 229, LITTLE RIVER, SC 29566-8507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 CASTLE ROCK CT, CONCORD, NC 28025-8529

Mortgage

Document Number	0013740330
Date	Sep 25, 2019
Instrument	13740/330

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1024 CASTLE ROCK CT, CONCORD, NC 28025-8529
Document Number	1254678
Book / Page	012546 / 000078
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Jul 3, 2017
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 CASTLE ROCK CT CONCORD NC 280258529, CONCORD, NC 28025-8529

Mortgage

Document Number	1254678
Date	Jun 21, 2017
Book Page	012546/000078
Instrument	15725

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 20, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,070 Land $61,000 Building $272,070
2024			$333,070 (+60.87%) Land $61,000 Building $272,070
2023	$1,718.00	$207,040 Land $40,000 Building $167,040	$207,040 Land $40,000 Building $167,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1024 Castle Rock Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1024 Castle Rock Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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