Madison County property record for 1024 Caroline Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,120 sqft |
| Lot Size | 0.853 acres (37,184 sqft) |
| Owner | Individual Name on File |
| Last Sale | $272,000 (May 2024) |
| Tax Bill | $2,564 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0108-0002-0054 |
| Primary APN | 0108-0002-0054 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,120 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 37,184 sqft (0.853 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 66269 |
|---|---|
| Street Address | 1024 CAROLINE DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST POINT ESTS LOT 54 |
| Legal Subdivision | EAST POINT EST |
| Legal Lot Number | 54 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 11001 |
1024 Caroline Dr is owned and occupied by an individual who bought it in May 2024.
Source: Madison County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1024 CAROLINE DR, RICHMOND, KY 40475-9599 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2023 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| May 3, 2023 | Deed of Trust, Mortgage · Commercial Mortgage THE GABRIEL WALTERS SPECIAL NEEDS TRUST |
| Feb 26, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 2, 2024 | Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2024 · Amount on File |
| Deed Sale | May 2, 2024 · Amount on File |
| Deed Document Number | 202414201731 |
| Deed Book / Page | 851 / 635 |
| Prior Transfer Date | Jan 20, 2006 |
| Prior Transfer Doc | 0D0602/104 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1024 CAROLINE DR, RICHMOND, KY 40475-9599 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | UNKNOWN, FAMS DTO |
| Name | Verified Name |
|---|---|
| Address | 1024 CAROLINE DR, RICHMOND, KY 40475-9599 |
| Document Number | 0M2227/366 |
|---|---|
| Date | Apr 13, 2023 |
| Book Page | M2227/366 |
| Instrument | 2014140069 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 469 Months |
| Due | May 1, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1024 CAROLINE DR, RICHMOND, KY 40475-9599 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 575 CROOKSVILLE RD, RICHMOND, KY 40475-9500 |
| Investor | Possibly a Property Investor |
| Document Number | 0M2231/691 |
|---|---|
| Date | May 3, 2023 |
| Book Page | M2231/691 |
| Instrument | 2014143296 |
| Name | THE GABRIEL WALTERS SPECIAL NEEDS TRUST |
|---|---|
| Type | Non-Lending Institution |
| Address | LEXINGTON, KY 40503 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1024 CAROLINE DR, RICHMOND, KY 40475-9599 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1024 CAROLINE DR, RICHMOND, KY 40475-9599 |
| Document Number | 0M2361/125 |
|---|---|
| Date | Feb 26, 2025 |
| Book Page | M2361/125 |
| Instrument | 2014247809 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 2, 2024 |
| Property Address | 1024 CAROLINE DR, RICHMOND, KY 40475-9599 |
| Document Number | 00D851/635 |
| Book / Page | D851 / 635 |
| Map Reference | MB 12 PG 66 |
| Instrument Date | Apr 29, 2024 |
| Instrument | 2014201731 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $272.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 575 CROOKSVILLE RD, RICHMOND, KY 40475-9500 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1024 CAROLINE DR, RICHMOND, KY 40475-9599 |
| Document Number | 2014201734 |
|---|---|
| Date | May 2, 2024 |
| Instrument | 2014201734 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2054 |
The 2025 property tax bill for 1024 Caroline Dr was $2,564.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,564.00 | $272,000 | $272,000 |
| 2023 | $1,542.00 | $159,000 | $159,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1024 Caroline Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1024 Caroline Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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