1024 Canopy Dr, Indian Trail, NC 28079 Property Records

Union County property record for 1024 Canopy Dr, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,180 sqft · built 2006
Lot Size	0.186 acres (8,102 sqft)
Owner	2 Individual Names on Record
Last Sale	$413,000 (Sep 2024)
Tax Bill	$2,804 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-090-846`

Property Details

APN / Parcel Number

Primary APN	`07-090-846`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,180 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	8,102 sqft (0.186 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1024 CANOPY DR
City	INDIAN TRAIL
State	NC
Zip	28079-3743
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-4 INDIA
Legal Description	#13 FOREST VIEW @ BRANDON OAKS PH9 MP2 BLK20 OPCJ193
Legal Subdivision	BRANDON OAKS - FOREST VIEW
Legal Block	20
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2015
Census Tract	20317

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1024 CANOPY DR, INDIAN TRAIL, NC 28079-3743
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
Dec 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Dec 28, 2017	Deed of Trust, Mortgage · Line of Credit HOMESIDE FINANCIAL LLC
Jan 6, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Apr 4, 2019	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2024 · Amount on Record
Deed Sale	Sep 25, 2024 · Amount on Record
Prior Sale	Apr 4, 2019 · Amount on Record
Deed Document Number	202422936
Deed Book / Page	8981 / 580
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1024 CANOPY DR, INDIAN TRAIL, NC 28079-3743
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7990592
Date	Feb 16, 2021
Book Page	7990/592
Instrument	7068

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1024 CANOPY DR, INDIAN TRAIL, NC 28079-3743
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	MEYMAX TITLE AGENCY OF OHIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7078830
Date	Dec 28, 2017
Book Page	7078/830
Instrument	0037766

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1024 CANOPY DR, INDIAN TRAIL, NC 28079-3743
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	MEYMAX TITLE AGENCY OF OHIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7078843
Date	Dec 28, 2017
Book Page	7078/843
Instrument	0037767

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1024 CANOPY DR, INDIAN TRAIL, NC 28079-3743
Document Number	756161
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1024 CANOPY DR INDIAN TRAIL NC 280793743, INDIAN TRAIL, NC 28079-3743

Mortgage

Document Number	756161
Date	Jan 13, 2020
Book Page	007561/000061
Instrument	1143

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 4, 2019
Property Address	1024 CANOPY DR, INDIAN TRAIL, NC 28079-3743
Document Number	0007343847
Book / Page	7343 / 847
Map Reference	CAB J FILE 193
Instrument Date	Apr 4, 2019
Instrument	0008655
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16339 WAVENLY HOUSE DR, 16339, CHARLOTTE, NC 28273-0165

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008656
Date	Apr 4, 2019
Instrument	0008656

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,804.00 (+20.45%)	$421,200 (+52.77%) Land $96,900 Building $324,300	$421,200 (+52.77%) Land $96,900 Building $324,300
2023	$2,328.00	$275,700 Land $57,900 Building $217,800	$275,700 Land $57,900 Building $217,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: T-Mobile.

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