1024 Aspen Dr, Smithville, MO 64089 Property Records

Clay County property record for 1024 Aspen Dr, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,540 sqft · built 1998
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,996 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-315-00-02-009.00`

Property Details

APN / Parcel Number

Primary APN	`09-315-00-02-009.00`
Alternative APNs	`0931500020090001` `9315000200900` `311883`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,540 sqft Living Area
Gross Area	2,790 sqft
1st Floor Area	1,520 sqft
Basement Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	120 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1024 ASPEN DR
City	SMITHVILLE
State	MO
Zip	64089-8165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST OAKS ESTATES LT 40
Legal Range	33W
Legal Township	52N
Legal Section	12
Legal Subdivision	FOREST OAKS ESTATES
Legal Lot Number	40
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	3
Census Block	3035
Census Tract	21900

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1024 ASPEN DR, SMITHVILLE, MO 64089-8165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA FCU
Dec 31, 2025	Deed of Trust, Mortgage · FHA Mortgage CLICK N CLOSE INC
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Oct 21, 2019	Warranty Deed, Transfer STWART TITLE COMPANY
Jan 8, 2019	Quit Claim Deed, Transfer Quitclaim
May 16, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2019
Deed Sale	Oct 21, 2019
Prior Sale	May 16, 2017 · Amount on Record
Deed Document Number	201931388
Deed Book / Page	8527 / 181
Prior Transfer Date	Dec 19, 2018
Prior Transfer Doc	0000000461
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1024 ASPEN DR, SMITHVILLE, MO 64089-8165
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 ASPEN DR, SMITHVILLE, MO 64089-8165

Mortgage

Document Number	0000003518
Date	Feb 10, 2026
Book Page	10103/130
Instrument	2026003518

Lender

Name	COMMUNITYAMERICA FCU
Type	Credit Union
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jan 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1024 ASPEN DR, SMITHVILLE, MO 64089-8165
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 ASPEN DR, SMITHVILLE, MO 64089-8165

Mortgage

Document Number	0000033845
Date	Dec 31, 2025
Book Page	10080/94
Instrument	2025033845

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1024 ASPEN DR, SMITHVILLE, MO 64089-8165
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038037
Date	Oct 13, 2020
Book Page	8829/40
Instrument	2020038037

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Oct 21, 2019
Property Address	1024 ASPEN DR, SMITHVILLE, MO 64089-8165
Document Number	0000031388
Book / Page	8527 / 181
Instrument Date	Oct 17, 2019
Instrument	2019031388
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	STWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 ASPEN DR, SMITHVILLE, MO 64089-8165

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MO
Recording Date	Jan 8, 2019
Property Address	1024 ASPEN DR, SMITHVILLE, MO 64089-8165
Document Number	0000000461
Book / Page	008346 / 000149
Instrument Date	Dec 19, 2018
Instrument	461
Transaction Type	Transfer
Record Updated	Jan 17, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 ASPEN DR SMITHVILLE MO 640898165, SMITHVILLE, MO 64089-8165

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	May 16, 2017
Property Address	1024 ASPEN DR, SMITHVILLE, MO 64089-8165
Document Number	0000015717
Book / Page	7963 / 060
Instrument Date	Mar 29, 2017
Instrument	2017015717
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7993 BENDING WILLOW CT, 7993, WAYNESVILLE, OH 45068-9563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 ASPEN DR, SMITHVILLE, MO 64089-8165

Mortgage

Document Number	0000015976
Date	May 16, 2017
Instrument	2017015976

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,996.00 (+15.16%)	$56,150 (+11.72%)	$295,526 (+11.72%)
2023	$3,470.00 (+36.51%)	$50,260	$264,526
2019	$2,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 52% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 9 serves 2,465 people · EPA ID MO1024150
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	Feb 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: United Fiber.

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