1024 86th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 1024 86th Ave W, Duluth, MN 55808

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2 bd · 2 ba · 1,994 sqft · built 1913
Lot Size	0.151 acres (6,590 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Nov 2024)
Tax Bill	$3,034 (2026)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3300-03840`

Property Details

APN / Parcel Number

Primary APN	`010-3300-03840`
Alternative APNs	`1102162` `1175327`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,994 sqft Gross Area
1st Floor Area	997 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1985
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Lot Area	6,590 sqft (0.151 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	273 sqft
Deck Area	Deck Area
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1175327
Street Address	1024 86TH AVE W
City	DULUTH
State	MN
Zip	55808-1413
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOT: 0003 BLOCK:030 SERIAL #
Legal Subdivision	MORGAN PARK OF DULUTH
Legal Block	30
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1009
Census Tract	3700

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5108 COUNTRY RD, HERMANTOWN, MN 55810-9748
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2024 · Amount on Record
Deed Sale	Nov 26, 2024 · Amount on Record
Prior Sale	Nov 21, 2024 · Amount on Record
Deed Document Number	20241085378
Prior Transfer Date	Oct 1, 2002
Prior Transfer Doc	0000733715
Record Updated	Sep 20, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 3, 2019
Property Address	1024 86TH AVE W, DULUTH, MN 55808-1413
Document Number	00T1010097
Instrument Date	May 1, 2019
Instrument	T1010097
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 86TH AVE W DULUTH MN 558081413, DULUTH, MN 55808-1413

Mortgage

Document Number	T1010098
Date	May 3, 2019
Instrument	T1010098

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,034.00 (+0.2%)
2025	$3,028.00 (-2.89%)	$212,900 (+18.61%) Land $14,600 Building $198,300	$212,900 (+18.61%) Land $14,600 Building $198,300
2024	$3,118.00	$179,500 (+35.57%) Land $17,100 Building $162,400	$179,500 (+35.57%) Land $17,100 Building $162,400
2022		$132,400 Land $15,900 Building $116,500	$132,400 Land $15,900 Building $116,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Airfiber Fixed Wireless	100 / 20