1024 2nd St, Cosmopolis, WA 98537 Property Records

Grays Harbor County property record for 1024 2nd St, Cosmopolis, WA 98537

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,650 sqft · built 1902
Lot Size0.331 acres (14,400 sqft)
OwnerIndividual Name on Record
Last Sale$155,500 (Jan 2018)
Tax Bill$2,512 (2026)
Deeds & MortgagesJul 2018 Mortgage
Jan 2018 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN031003400100

Property Details

APN / Parcel Number

Primary APN031003400100

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,650 sqft Living Area

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Architectural StyleMulti-Level
Foundation TypePier/Post & Beam
Roof TypeShed Roof
Roof MaterialComposition Shingle
Lot Area14,400 sqft (0.331 acres)
Garage TypeDetached
Garage Area740 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area156 sqft
Patio Area156 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address1024 2ND ST
CityCOSMOPOLIS
StateWA
Zip98537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOS COR LOTS 1-5 INC BLK 34
Legal Range14
Legal Township09
Legal Section17
Legal SubdivisionCOSMOPOLIS
Legal Block34
Legal Lot Number1-5
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionABERDEEN-HOQUIAM
Census Block Group5
Census Block5023
Census Tract900

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1516 W 2ND ST, ABERDEEN, WA 98520-5610
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
Jan 30, 2018Quit Claim Deed, Transfer
GRAYS HARBOR TITLE
Jan 30, 2018Warranty Deed, Transfer · FHA Mortgage
ACADEMY MORTGAGE CORP
Oct 25, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2018 · Amount on Record
Deed SaleJan 30, 2018 · Amount on Record
Prior SaleOct 25, 2017 · Amount on Record
Deed Document Number201858
Prior Transfer DateJan 26, 2018
Prior Transfer Doc0000000057
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address1024 2ND ST, COSMOPOLIS, WA 98537
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyGRAYS HARBOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007050003
DateJul 5, 2018
Instrument2018-07050003
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGRAYS HARBOR WA
Recording DateJan 30, 2018
Property Address1024 2ND ST, COSMOPOLIS, WA 98537
Document Number0001300057
Instrument DateJan 29, 2018
Instrument1300057
Transaction TypeTransfer
Record UpdatedMar 2, 2018
Title CompanyGRAYS HARBOR TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address66 HOLBROOK LN ABERDEEN WA 985206906, ABERDEEN, WA 98520-6906

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateJan 30, 2018
Property Address1024 2ND ST, COSMOPOLIS, WA 98537
Document Number0001300058
Map ReferenceVOL 1 PG 35
Instrument DateJan 26, 2018
Instrument2018-01300058
Transaction TypeTransfer
Record UpdatedJun 25, 2021
Title CompanyGRAYS HARBOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,384.15
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1516 W 2ND ST, ABERDEEN, WA 98520-5610

Mortgage

Document Number0001300059
DateJan 30, 2018
Instrument2018-01300059
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGRAYS HARBOR WA
Recording DateOct 25, 2017
Property Address1024 2ND ST, COSMOPOLIS, WA 98537
Document Number0010250045
Instrument DateOct 10, 2017
Instrument10250045
Transaction TypeTransfer
Record UpdatedNov 29, 2017

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address66 HOLBROOK LN ABERDEEN WA 985206906, ABERDEEN, WA 98520-6906

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
MunicipalityCosmopolis City
Unified School DistrictCosmopolis School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,512.00 (+0.4%)
2025$239,430 (-) Land $33,772 Building $205,658$239,430 (-) Land $33,772 Building $205,658
2024$2,502.00 (-0.2%)$239,430 (-6.12%) Land $33,772 Building $205,658$239,430 (-6.12%) Land $33,772 Building $205,658
2023$2,507.00
2022$255,036 Land $33,772 Building $221,264$255,036 Land $33,772 Building $221,264

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1981–2022)
Claims Outside the SFHA2 of 5
Most Recent ClaimJan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOSMOPOLIS WATER DEPARTMENT
serves 1,812 people · EPA ID WA5315050
Water SourcePurchased surface water from CITY OF ABERDEEN
Last State InspectionDec 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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