10238 W Pine St, Lowgap, NC 27024 Property Records

Surry County property record for 10238 W Pine St, Lowgap, NC 27024

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 768 sqft · built 1999
Lot Size	10.5 acres (457,380 sqft)
Owner	Individual Name on Record
Last Sale	$43,000 (Jun 2022)
Tax Bill	$772 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4042-00-34-3200`

Property Details

APN / Parcel Number

Primary APN	`4042-00-34-3200`
Alternative APNs	`100119964` `100123481`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	457,380 sqft (10.5 acres)
Lot Width	1,000 ft Width
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100123481
Street Address	10238 W PINE ST
City	LOWGAP
State	NC
Zip	27024
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	HWY 89
Legal Subdivision	LOWGAP
Jurisdiction	SURRY NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2003
Census Tract	930803

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	81 BLACKSTONE LN, GALAX, VA 24333-5383
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage SKYLINE NATIONAL BANK
Jun 29, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage SKYLINE NATIONAL BANK
Jun 29, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage SKYLINE NATIONAL BANK
Jun 18, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Prior Sale	Jun 18, 2021 · Amount on Record
Deed Document Number	2022697040
Deed Book / Page	1819 / 943
Prior Transfer Date	Nov 14, 2012
Prior Transfer Doc	01422/1039
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	10242 W PINE ST, LOWGAP, NC 27024
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001888/743
Date	Apr 3, 2024
Book Page	1888/743
Instrument	714346

Lender

Name	SKYLINE NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jun 29, 2022
Property Address	10242 W PINE ST, LOWGAP, NC 27024-7135
Document Number	001819/943
Book / Page	1819 / 943
Instrument Date	Jun 29, 2022
Instrument	697040
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 BLACKSTONE LN, GALAX, VA 24333-5383

Mortgage

Document Number	0000697041
Date	Jun 29, 2022
Instrument	697041

Lender

Name	SKYLINE NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jun 29, 2022
Property Address	10238 W PINE ST, LOWGAP, NC 27024
Document Number	001819/943
Book / Page	1819 / 943
Instrument Date	Jun 29, 2022
Instrument	697040
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 BLACKSTONE LN, GALAX, VA 24333-5383

Mortgage

Document Number	0000697041
Date	Jun 29, 2022
Instrument	697041

Lender

Name	SKYLINE NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jun 18, 2021
Property Address	10238 W PINE ST, LOWGAP, NC 27024
Document Number	01766/1030
Book / Page	1766 / 1030
Instrument Date	Jun 14, 2021
Instrument	685187
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 OLD BAYWOOD RD, GALAX, VA 24333-3581

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$772.00 (-2.65%)	$79,020 (-35.69%) Land $41,570 Building $37,450	$79,020 (-35.69%) Land $41,570 Building $37,450
2025	$793.00 (+170.65%)	$122,870 (+131.35%) Land $44,940 Building $77,930	$122,870 (+131.35%) Land $44,940 Building $77,930
2023	$293.00	$53,110 Land $41,570 Building $11,540	$53,110 Land $41,570 Building $11,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

Cell Coverage

4G LTE only, no 5G reported

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