10237 Cromarty Ln, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 10237 Cromarty Ln, Mint Hill, NC 28227

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,018 sqft · built 1979
Lot Size	0.293 acres (12,800 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Feb 1980)
Tax Bill	$2,202 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`137-025-25`

Property Details

APN / Parcel Number

Primary APN	`137-025-25`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,018 sqft Heated Area
Gross Area	1,048 sqft
1st Floor Area	1,018 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	12,800 sqft (0.293 acres)

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Deck Area	48 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	137-025-25
Street Address	10237 CROMARTY LN
City	MINT HILL
State	NC
Zip	28227-4351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L58 BG M19-117
Legal Subdivision	HEATHERGATE
Legal Block	G
Legal Lot Number	58
Jurisdiction	MECKLENBURG NC
Township / Civil Division	6, CLEAR CREEK
Census Block Group	1
Census Block	1003
Census Tract	5718

Owner

10237 Cromarty Ln is owned and occupied by an individual who bought it in February 1980.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10237 CROMARTY LN, MINT HILL, NC 28227-4351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 16, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 1980 · Amount on File
Deed Sale	Feb 21, 1980 · Amount on File
Deed Document Number	0004281391
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10237 CROMARTY LN, MINT HILL, NC 28227-4351
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156172
Date	Aug 13, 2021
Book Page	36407/850
Instrument	2021156172

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10237 CROMARTY LN, MINT HILL, NC 28227-4351
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131151
Date	Sep 16, 2022
Book Page	37647/444
Instrument	2022131151

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CHARLOTTE, NC 28227

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Mint Hill Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 10237 Cromarty Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10237 Cromarty Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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