Mecklenburg County property record for 10237 Cairnsmore Pl, Mint Hill, NC 28227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 985 sqft · built 1980 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (May 2026) |
| Tax Bill | $1,601 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Nov 2025 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 137-025-78 |
| Primary APN | 137-025-78 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 985 sqft Living Area |
| 1st Floor Area | 985 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 45 sqft |
| Patio Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 10237 CAIRNSMORE PL |
|---|---|
| City | MINT HILL |
| State | NC |
| Zip | 28227-4301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | L5 BG M19-176 |
| Legal Subdivision | HEATHER GATE PH 02-B MAP 01 |
| Legal Block | G |
| Legal Lot Number | 5 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 6, CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 5718 |
Source: Mecklenburg County records, as of June 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10237 CAIRNSMORE PL, MINT HILL, NC 28227-4301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Nov 17, 2025 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2026 · Amount on Record |
| Deed Sale | May 20, 2026 · Amount on Record |
| Prior Sale | Nov 17, 2025 · Amount on Record |
| Deed Document Number | 202653224 |
| Deed Book / Page | 40437 / 380 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 20, 2026 |
| Property Address | 10237 CAIRNSMORE PL, MINT HILL, NC 28227-4301 |
| Document Number | 0000053224 |
| Book / Page | 40437 / 380 |
| Instrument Date | May 20, 2026 |
| Instrument | 202653224 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | INVEST TITLE, INVESTORS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63,630.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10237 CAIRNSMORE PL, MINT HILL, NC 28227-4301 |
| Document Number | 0000053225, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 202653225 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 17, 2025 |
| Property Address | 10237 CAIRNSMORE PL, MINT HILL, NC 28227-4301 |
| Document Number | 0000117662 |
| Book / Page | 40006 / 815 |
| Map Reference | MB 19 PG 176 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 2025117662 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 27, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $383.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1109 WAINSCOTT DR, WAXHAW, NC 28173-7169 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Mint Hill Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,601.00 (+1.65%) | $215,500 Land $60,000 Building $155,500 | $215,500 (-) Land $60,000 Building $155,500 |
| 2024 | $1,575.00 | ||
| 2023 | $215,500 Land $60,000 Building $155,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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