10235 Duchman Ln, Temple, TX 76502 Property Records

Bell County property record for 10235 Duchman Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,258 sqft · built 2021
Lot Size	0.214 acres (9,322 sqft)
Owner	Individual Name on File
Tax Bill	$7,408 (2024)
Deeds & Mortgages	Jul 2025 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0922219836`

Property Details

APN / Parcel Number

Primary APN	`0922219836`
Alternative APNs	`483385` `593880`

Interior

Stories	1 Story
Building Area	2,258 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,322 sqft (0.214 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	593880
Street Address	10235 DUCHMAN LN
City	TEMPLE
State	TX
Zip	76502-5898
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE GROVES AT LAKEWOOD RANCH PHASE IV, BLOCK 004, LOT 0001, (SECTION I), ACRES .214 (SECTION I)
Legal Subdivision	THE GROVES AT LAKEWOOD RANCH PHASE IV
Legal Phase	4
Legal Block	4
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3009
Census Tract	20201

Owner

10235 Duchman Ln is owned and occupied by an individual who acquired it in July 2025.

Source: Bell County records, as of January 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11350 FM 2410, BELTON, TX 76513-7250
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2025	Vendor's Lien, Transfer · Commercial Mortgage FIRST TEXAS BANK
May 27, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage BANCORPSOUTH BANK
Sep 25, 2020	Vendor's Lien, Transfer · Line of Credit ALLIANCE BANK CENTRAL TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2025
Deed Sale	Jul 2, 2025
Prior Sale	May 27, 2021
Deed Document Number	2025032144
Record Updated	Jun 8, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 2, 2025
Property Address	10235 DUCHMAN LN, TEMPLE, TX 76502-5898
Document Number	0000032144
Map Reference	PL 2018-94
Instrument Date	Jul 1, 2025
Instrument	2025032144
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7306 PUEBLO CT, DUBLIN, OH 43017-2889

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11350 FM 2410, BELTON, TX 76513-7250

Mortgage

Document Number	0000032145
Date	Jul 2, 2025
Instrument	2025032145

Lender

Name	FIRST TEXAS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

May 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 27, 2021
Property Address	10235 DUCHMAN LN, TEMPLE, TX 76502-5898
Document Number	0000033268
Map Reference	DOC 2018-94
Instrument Date	May 21, 2021
Instrument	2021033268
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 21, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10235 DUCHMAN LN, TEMPLE, TX 76502-5898

Mortgage

Document Number	0000033269
Date	May 27, 2021
Instrument	2021033269

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	9.87%

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 25, 2020
Property Address	10235 DUCHMAN LN, TEMPLE, TX 76502-5898
Document Number	0000052026
Map Reference	DOC 2018-94
Instrument Date	Sep 23, 2020
Instrument	2020-00052026
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1344, TEMPLE, TX 76503-1344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1344, TEMPLE, TX 76503-1344

Mortgage

Document Number	0000052027
Date	Sep 25, 2020
Instrument	2020-00052027

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 23, 2021

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$406,695 Land $39,618 Building $367,077	$406,695 Land $39,618 Building $367,077
2024	$7,408.00 (+1.06%)
2023	$7,330.00 (-8.26%) Homeowner's exemption	$420,972 Land $34,957 Building $386,015	$420,972 Land $34,957 Building $386,015
2022	$7,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10235 Duchman Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10235 Duchman Ln is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 52% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, AT&T.

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