10234 Kerrigan St, Santee, CA 92071 Property Records

San Diego County property record for 10234 Kerrigan St, Santee, CA 92071

Property Summary

Property Type	Condominium
Details	4 bd · 2 ba · 1,553 sqft · built 1981
Lot Size	0.32 acres (1,386 sqft)
Owner	2 Individual Names on Record
Last Sale	$233,500 (May 2010)
Tax Bill	$3,610 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`378-372-11-00`

Property Details

APN / Parcel Number

Primary APN	`378-372-11-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,553 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,386 sqft (0.32 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10234 KERRIGAN ST
City	SANTEE
State	CA
Zip	92071-1224
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R7
Legal Description	LOT 174 TR 009560
Legal Subdivision	SAN DIEGO 3868
Legal Tract	009560
Legal Block	3
Legal Lot Number	174
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3005
Census Tract	16609

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10234 KERRIGAN ST, SANTEE, CA 92071-1224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Sep 20, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2010 · Amount on Record
Deed Sale	May 3, 2010 · Amount on Record
Prior Sale	Dec 4, 2009 · Amount on Record
Deed Document Number	2010219215
Last Transfer Date	Jun 16, 2015
Transfer Doc	0000333054
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10234 KERRIGAN ST, SANTEE, CA 92071-1224
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10234 KERRIGAN ST, SANTEE, CA 92071-1224
Investor	Possibly a Property Investor

Mortgage

Document Number	0000528770
Date	Jul 26, 2021
Instrument	2021-0528770

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10234 KERRIGAN ST, SANTEE, CA 92071-1224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000414427
Date	Sep 20, 2019
Instrument	2019-0414427

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$307,421 (+2%) Land $115,282 Building $192,139
2025	$3,610.00 (+4.4%) Homeowner's exemption	$301,394 (+4.04%) Land $113,022 Building $188,372
2023	$3,458.00 (+0.85%) Homeowner's exemption	$289,692 Land $108,634 Building $181,058
2022	$3,429.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: GeoLinks.

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