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10232 S Emerald Ave, Chicago, IL 60628 Property Records

Cook County property record for 10232 S Emerald Ave, Chicago, IL 60628

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,213 sqft · built 1927
Lot Size0.144 acres (6,250 sqft)
Owner2 Individual Names on Record
Tax Bill$1,419 (2024)
Deeds & MortgagesSep 2026 Mortgage
Oct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN25-09-324-027

Property Details

APN / Parcel Number

Primary APN25-09-324-027
Alternative APN
  • 25-09-324-027-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,213 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1929
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,250 sqft (0.144 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address10232 S EMERALD AVE
CityCHICAGO
StateIL
Zip60628-1811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal DescriptionWEST2 NW4 SEC09 SW4 S09 T37N R14E 3 P
Legal Range14E
Legal Township37N
Legal Section09
Legal SubdivisionEAST WASHINGTON HEIGHTS
Legal Block41
Legal Lot Number13,14
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group3
Census Block3027
Census Tract730500

Owner

Source: Cook County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10232 S EMERALD AVE, CHICAGO, IL 60628-1811
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Oct 8, 2025Intrafamily Transfer, Transfer · FHA Mortgage
MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2025
Deed SaleOct 8, 2025
Prior SaleAug 19, 2014 · Amount on Record
Deed Document Number202530066
Prior Transfer DateAug 25, 2025
Prior Transfer Doc0000030066
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Recording DateSep 23, 2026
Property Address10232 S EMERALD AVE, CHICAGO, IL 60628-1811
Document Number0000026144
Instrument DateSep 18, 2026
Instrument202626144
Transaction TypeMortgage
Record UpdatedSep 30, 2026
Title CompanyFEDERAL TITLE, NAVY FEDERAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10232 S EMERALD AVE, CHICAGO, IL 60628-1811

Mortgage

Document Number0000026144,
DateSep 23, 2026
Instrument202626144
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Rate6.88%
Initial TypeFixed Rate
Max Rate-1%

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOK IL
Recording DateOct 8, 2025
Property Address10232 S EMERALD AVE, CHICAGO, IL 60628-1811
Document Number0028130066
Instrument DateAug 25, 2025
Instrument2528130066
Transaction TypeTransfer
Record UpdatedMay 8, 2026
Title CompanyIDEAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10232 S EMERALD AVE, CHICAGO, IL 60628-1811

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10232 S EMERALD AVE, CHICAGO, IL 60628-1811

Mortgage

Document Number0028130067
DateOct 8, 2025
Instrument2528130067
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2055
Interest
Rate TypeFixed Rate
Rate7.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,000 (+69.26%) Land $3,750 Building $7,250$110,000 (+69.26%) Land $37,500 Building $72,500
2024$1,419.00 (+166.23%)
2023$533.00 (+8.11%) Homeowner's exemption$6,499 (-) Land $3,437 Building $3,062$64,990 (-) Land $34,370 Building $30,620
2022$493.00 (-2.18%) Homeowner's exemption$6,499 (-) Land $3,437 Building $3,062$64,990 (-) Land $34,370 Building $30,620
2021$504.00 Homeowner's exemption$6,499 Land $3,437 Building $3,062$64,990 Land $34,370 Building $30,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1997–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2023 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,024 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable		1,500 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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