10232 Heathcliff St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10232 Heathcliff St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,167 sqft · built 1981
Lot Size	0.229 acres (9,963 sqft)
Owner	2 Company Names on Record
Last Sale	$294,000 (Dec 2023)
Tax Bill	$3,628 (2025)
Deeds & Mortgages	Dec 2023 Sale Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0442-0070`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0442-0070`
Alternative APNs	`00276089` `276089`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,167 sqft Living Area
Gross Area	2,004 sqft
1st Floor Area	1,167 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,963 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	345 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	350 sqft
Porch	Screened Porch
Porch Area	1,380 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00276089
Street Address	10232 HEATHCLIFF ST
City	SPRING HILL
State	FL
Zip	34608-5936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 442 LOT 7 ORB 337 PG 484
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 8
Legal Block	442
Legal Lot Number	7
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3027
Census Tract	41105

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10232 HEATHCLIFF ST, SPRING HILL, FL 34608-5936
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Warranty Deed, Transfer PARAMOUNT TITLE II
Jul 29, 2021	Deed of Trust, Mortgage · VA Mortgage CHRISTOPHER PAUL FINANCIAL LLC
Jun 6, 2019	Warranty Deed, Transfer · VA Mortgage CHRISTOPHER PAUL FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2023 · Amount on Record
Deed Sale	Dec 26, 2023 · Amount on Record
Prior Sale	Jun 6, 2019 · Amount on Record
Deed Document Number	202380444
Deed Book / Page	4376 / 903
Last Transfer Date	Aug 8, 2024
Transfer Doc	0044690814
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 26, 2023
Property Address	10232 HEATHCLIFF ST, SPRING HILL, FL 34608-5936
Document Number	0043760903
Book / Page	4376 / 903
Map Reference	MB 8 PG 27-37
Instrument Date	Dec 15, 2023
Instrument	2023080444
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	PARAMOUNT TITLE II

Transaction

Amount	Amount Recorded
Tax	$2,058.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 KELP LN, SANTA RITA, GU 96915-1243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10232 HEATHCLIFF ST, SPRING HILL, FL 34608-5936

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10232 HEATHCLIFF ST, SPRING HILL, FL 34608-5936
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10232 HEATHCLIFF ST, SPRING HILL, FL 34608-5936

Mortgage

Document Number	0040331571
Date	Jul 29, 2021
Book Page	4033/1571
Instrument	2021056910

Lender

Name	CHRISTOPHER PAUL FINANCIAL LLC
Type	Mortgage Company
Address	NEW PORT RICHEY, FL 34655

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 6, 2019
Property Address	10232 HEATHCLIFF ST, SPRING HILL, FL 34608-5936
Document Number	0037120741
Book / Page	3712 / 0741
Map Reference	MB 8 PG 27-37
Instrument Date	May 31, 2019
Instrument	2019035080
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TOTAL TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$973.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	808 PINE RIDGE RD, 808, SANFORD, FL 32773-4848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10232 HEALTHCLIFF STREET, SPRING HILL, FL 34608-5936
Investor	Possibly a Property Investor

Mortgage

Document Number	0003712743
Date	Jun 6, 2019
Instrument	3712/743

Lender

Name	CHRISTOPHER PAUL FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,628.00 (+153.88%)	$205,726 (+53.86%) Land $36,365 Building $169,361	$205,726 (+5.6%) Land $36,365 Building $169,361
2023		$133,708 (+3%) Land $133,708
2022	$1,429.00 Homeowner's exemption	$129,814	$194,809 Land $32,878 Building $161,931

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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