10232 Carnero Pl, Lakeside, CA 92040 Property Records

San Diego County property record for 10232 Carnero Pl, Lakeside, CA 92040

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,540 sqft · built 1990
Lot Size0.181 acres (7,900 sqft)
Owner2 Individual Names on File
Last Sale$182,000 (Dec 1999)
Tax Bill$5,439 (2025)
Deeds & MortgagesSep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN379-252-21-00

Property Details

APN / Parcel Number

Primary APN379-252-21-00

Interior

Bedrooms4 Beds
Full Baths5 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,540 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialBlock
Construction TypeFrame
Lot Area7,900 sqft (0.181 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10232 CARNERO PL
CityLAKESIDE
StateCA
Zip92040-2240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 43 TR 007322
Legal SubdivisionLOS RANCHITOS
Legal Tract007322
Legal Block1
Legal Lot Number43
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1000
Census Tract16607

Owner

10232 Carnero Pl is owned and occupied by two individuals who bought it in December 1999.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address10232 CARNERO PL, LAKESIDE, CA 92040-2240
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 1999 · Amount on File
Deed SaleDec 30, 1999 · Amount on File
Prior SaleMar 13, 1986 · Amount on File
Deed Document Number1999845859
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10232 CARNERO PL, LAKESIDE, CA 92040-2240
Document Number0000437171
Instrument DateSep 27, 2019
Transaction TypeMortgage
Record UpdatedOct 9, 2019
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10232 CARNERO PL LAKESIDE CA 920402240, LAKESIDE, CA 92040-2240

Mortgage

Document Number0000437171
DateOct 2, 2019
Instrument437171
Lender
NameCABRILLO CU
AddressSAN DIEGO, CA 92131
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueOct 1, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10232 Carnero Pl was $5,439 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$460,345 (+2%) Land $84,453 Building $375,892
2025$5,439.00 Homeowner's exemption$451,320 Land $82,798 Building $368,522
2023$5,162.00 (+1.59%) Homeowner's exemption$433,797 Land $79,584 Building $354,213
2022$5,081.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10232 Carnero Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10232 Carnero Pl is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 70% of California
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADRE DAM MWD
serves 93,980 people · EPA ID CA3710037
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 837 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: T-Mobile.

Nearby Properties on Carnero Pl

Nearby Streets

Search Property Records by Address or Parcel Number