Riverside County property record for 10232 Cardiff Cir, Riverside, CA 92503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,330 sqft · built 1974 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Aug 2003) |
| Tax Bill | $2,897 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 155-092-014 |
| Primary APN | 155-092-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,330 sqft Living Area |
| Gross Area | 1,821 sqft |
| 1st Floor Area | 1,330 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Roof Material | Gravel |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 060500131 |
|---|---|
| Street Address | 10232 CARDIFF CIR |
| City | RIVERSIDE |
| State | CA |
| Zip | 92503-1011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 8 MB 079/001 TR 4054-3 INT IN COMMON AREA |
| Legal Subdivision | TRACT 40543 |
| Legal Tract | 4054-3 |
| Legal Lot Number | 8 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | RIVERSIDE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 41002 |
Source: Riverside County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10232 CARDIFF CIR, RIVERSIDE, CA 92503-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF SOUTHERN CALIFORNIA |
| Mar 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2003 · Amount on Record |
| Deed Sale | Aug 8, 2003 · Amount on Record |
| Prior Sale | Aug 29, 1997 · Amount on Record |
| Deed Document Number | 2003603480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jul 24, 2026 |
| Property Address | 10232 CARDIFF CIR, RIVERSIDE, CA 92503-1011 |
| Document Number | 0000231656 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 2026231656 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 10232 CARDIFF CIR, RIVERSIDE, CA 92503-1011 |
| Document Number | 0000231656, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 2026231656 |
| Name | CREDIT UNION OF SOUTHERN CALIFORNIA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 24, 2051 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 10232 CARDIFF CIR, RIVERSIDE, CA 92503-1011 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Title Company | USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 10232 CARDIFF CIR, RIVERSIDE, CA 92503-1011 |
| Document Number | 0000128992 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2022-0128992 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Riverside City |
| Unified School District | Alvord Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,632 (+2%) Land $101,501 Building $134,131 | ||
| 2025 | $2,897.00 (+4.81%) | $231,012 (+4.04%) Land $99,511 Building $131,501 | |
| 2023 | $2,764.00 (+6.39%) | $222,044 Land $95,648 Building $126,396 | |
| 2022 | $2,598.00 | ||
| 2021 | $343,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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