10232 108th Ave, Largo, FL 33773 Property Records

Pinellas County property record for 10232 108th Ave, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,129 sqft · built 1958
Lot Size	0.158 acres (6,861 sqft)
Owner	2 Individual Names on Record
Last Sale	$254,900 (Jul 2021)
Tax Bill	$2,292 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-6972-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-6972-4`
Alternative APNs	`15-30-15-79686-000-1330` `301515796860001330` `R164276`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,129 sqft Living Area
Gross Area	1,225 sqft
1st Floor Area	1,129 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,861 sqft (0.158 acres)
Lot Dimensions	114 ft deep x 60 ft wide

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R164276
Street Address	10232 108TH AVE
City	LARGO
State	FL
Zip	33773-4109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SEMINOLE GARDENS LOT 133
Legal Range	15E
Legal Township	30S
Legal Section	15
Legal Subdivision	SEMINOLE GARDENS
Legal Tract	79686
Legal Lot Number	133
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2001
Census Tract	25114

Owner

Source: Pinellas County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10232 108TH AVE, LARGO, FL 33773-4109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Jul 14, 2021	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
May 6, 2019	Warranty Deed, Transfer · FHA Mortgage INTEGRITY FINCL SVCS OF TAMPA BAY I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Prior Sale	May 6, 2019 · Amount on Record
Deed Document Number	2021229563
Deed Book / Page	21623 / 2599
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	Oct 2, 2026
Property Address	10232 108TH AVE, LARGO, FL 33773-4109
Document Number	0000263395
Book / Page	23712 / 1974
Instrument Date	Sep 22, 2026
Instrument	2026263395
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	DATA SEARCH INC, DATA SEARCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10232 108TH AVE, LARGO, FL 33773-4109

Mortgage

Document Number	0000263395,
Date	Oct 2, 2026
Book Page	23712/1974
Instrument	2026263395

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2056

Interest

Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 14, 2021
Property Address	10232 108TH AVE, LARGO, FL 33773-4109
Document Number	0216232599
Book / Page	21623 / 2599
Map Reference	MB 38 PG 54-55
Instrument Date	Jul 12, 2021
Instrument	2021229563
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	SYNERGY TITLE PARTNERS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,784.30
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10232 108TH AVE, 10232, LARGO, FL 33773-4109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10232 108TH AVE, LARGO, FL 33773-4109

Mortgage

Document Number	216232601
Date	Jul 14, 2021
Instrument	21623/2601

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 6, 2019
Property Address	10232 108TH AVE, LARGO, FL 33773-4109
Document Number	0205280886
Book / Page	20528 / 0886
Map Reference	MB 38 PG 54&55
Instrument Date	May 3, 2019
Instrument	2019142331
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	AMERICAS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 46916, ST PETE BEACH, FL 33736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10232 108TH AVE, LARGO, FL 33773-4109

Mortgage

Document Number	2019142332
Date	May 6, 2019
Instrument	2019142332

Lender

Name	INTEGRITY FINCL SVCS OF TAMPA BAY I
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,292.00 (-27.72%) Homeowner's exemption	$162,382 (-24.98%) Land $104,033 Building $58,349	$162,382 (-29.61%) Land $104,033 Building $58,349
2023	$3,171.00 (+2.79%) Homeowner's exemption	$216,459 (+3%)	$230,701 (+9.78%) Land $121,410 Building $109,291
2022	$3,085.00 Homeowner's exemption	$210,154	$210,154 Land $122,253 Building $87,901

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	129 units insured incl. 48 condo units
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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