10231 Ryan St, San Jose, CA 95127 Property Records

Santa Clara County property record for 10231 Ryan St, San Jose, CA 95127 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,089 sqft · built 1955
Lot Size	0.129 acres (5,605 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,941 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`647-04-021`

Property Details

APN / Parcel Number

Primary APN	`647-04-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,089 sqft Living Area
1st Floor Area	1,089 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,605 sqft (0.129 acres)
Lot Dimensions	95 ft deep x 59 ft wide
Garage Area	281 sqft
Parking Spaces	1 Parking Space
Porch	None

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	10231 RYAN ST
City	SAN JOSE
State	CA
Zip	95127-4145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1348 SHANNON ESTATES ADDN BOOK 53 PAGE 22 PAGE 23 LOT 131
Legal Subdivision	SHANNON ESTATES ADD
Legal Tract	1348
Legal Lot Number	131
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3004
Census Tract	503508

Owner

Source: Santa Clara County records · APN 647-04-021

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10231 RYAN ST, SAN JOSE, CA 95127-4145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Aug 14, 2000
Transfer Doc	0015439133
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10231 RYAN ST, SAN JOSE, CA 95127-4145
Document Number	0024308543
Instrument Date	Oct 09, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10231 RYAN ST SAN JOSE CA 951274145, SAN JOSE, CA 95127-4145

Mortgage

Document Number	0024308543
Date	Oct 21, 2019
Instrument	24308543

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Mount Pleasant Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$55,549 (+2%) Land $22,586 Building $32,963
2025	$2,941.00 (+8.09%) Homeowner's exemption	$54,461 (+4.04%) Land $22,144 Building $32,317
2023	$2,721.00 (+1.87%) Homeowner's exemption	$52,348 Land $21,285 Building $31,063
2022	$2,671.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AO, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.