10231 Rd 248, Union, MS 39365 Property Records

Neshoba County property record for 10231 Rd 248, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,282 sqft · built 1975
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Tax Bill	$440 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11800-02-018.001`

Property Details

APN / Parcel Number

Primary APN	`11800-02-018.001`
Alternative APN	`14089`

Interior

Full Baths	1 Bath
Building Area	1,282 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	65,340 sqft (1.5 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Utility Building	200 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	14089
Street Address	10231 ROAD 248
City	UNION
State	MS
Zip	39365-7511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW 1/4 NW 1/4
Jurisdiction	NESHOBA MS
Township / Civil Division	4
Census Block Group	3
Census Block	3031
Census Tract	10700

Owner

Source: Neshoba County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10231 ROAD 248, UNION, MS 39365-7511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF PHILADELPHIA
Apr 16, 2018	Deed of Trust, Mortgage · FHA Mortgage THE CITIZENS BANK OF PHILADELPHIA
May 11, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2020
Deed Sale	May 11, 2020
Prior Sale	Jan 19, 2011
Deed Document Number	0020202174
Deed Book / Page	2020 / 2174
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10231 ROAD 248, UNION, MS 39365-7511
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/4644
Date	Jul 7, 2023
Book Page	2023/4644
Instrument	2023-4644

Lender

Name	CITIZENS BANK OF PHILADELPHIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 5, 2028

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10231 ROAD 248, UNION, MS 39365-7511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/2762
Date	Apr 16, 2018
Book Page	2018/2762

Lender

Name	THE CITIZENS BANK OF PHILADELPHIA
Type	Bank
Address	PHILADELPHIA, MS 39350

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	63 Months
Due	Jul 1, 2023

Interest

Rate Type	Adjustable Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	May 11, 2020
Property Address	10231 ROAD 248, UNION, MS 39365-7511
Document Number	2020/2174
Book / Page	2020 / 2174
Instrument Date	May 8, 2020
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11410 ROAD 149, 11410, PHILADELPHIA, MS 39350-8409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10231 ROAD 248, UNION, MS 39365-7511

Tax Assessment & Valuation

Source: Neshoba County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Neshoba County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$440.00 (-4.14%) Homeowner's exemption	$6,811 (+8.46%)	$67,750 (+8.59%) Land $7,380 Building $60,370
2024	$459.00 (+3.61%)
2023	$443.00 (-0.23%) Homeowner's exemption	$6,280	$62,390 Land $7,390 Building $55,000
2021	$444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 248

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