10231 Mills Rd, Grass Valley, CA 95945 Property Records

Nevada County property record for 10231 Mills Rd, Grass Valley, CA 95945

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,400 sqft · built 1982
Lot Size0.52 acres (22,651 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Feb 2004)
Tax Bill$4,301 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN052-140-045-000

Property Details

APN / Parcel Number

Primary APN052-140-045-000
Alternative APN
  • 52-140-45-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,400 sqft Living Area
1st Floor Area1,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleTraditional
Lot Area22,651 sqft (0.52 acres)
View / LotAverage
PorchPorch
Patio Area1,400 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelOil
Water SourceWell

Location & Zoning

Old Parcel Number52-140-45-000
Street Address10231 MILLS RD
CityGRASS VALLEY
StateCA
Zip95945-8500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-1.5
Legal DescriptionPTN SE 1/4 20-16-8
JurisdictionNEVADA CA
Township / Civil DivisionGRASS VALLEY
Census Block Group4
Census Block4000
Census Tract502

Owner

10231 Mills Rd is owned and occupied by an individual who acquired it in June 2016.

Source: Nevada County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address10231 MILLS RD, GRASS VALLEY, CA 95945-8500
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2022Deed of Trust, Mortgage · Line of Credit
THE GOLDEN 1 CU
Dec 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE GOLDEN 1 CU
Jan 15, 2019Deed of Trust, Mortgage · Line of Credit
GOLDEN 1 CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 12, 2004 · Amount on File
Deed SaleFeb 12, 2004 · Amount on File
Prior SaleDec 21, 1999 · Amount on File
Deed Document Number20045151
Last Transfer DateJun 20, 2016
Transfer Doc0000013578
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEVADA CA
Property Address10231 MILLS RD, GRASS VALLEY, CA 95945-8500
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address10231 MILLS RD, GRASS VALLEY, CA 95945-8500

Mortgage

Document Number0000014333
DateJul 11, 2022
Instrument20220014333
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEVADA CA
Property Address10231 MILLS RD, GRASS VALLEY, CA 95945-8500
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyPLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10231 MILLS RD, GRASS VALLEY, CA 95945-8500

Mortgage

Document Number0000035188
DateDec 15, 2020
Instrument20200035188
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueJan 1, 2041

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEVADA CA
Property Address10231 MILLS RD, GRASS VALLEY, CA 95945-8500
Document Number0000001468
Instrument DateJan 15, 2019
Transaction TypeMortgage
Record UpdatedMar 6, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address10231 MILLS RD GRASS VALLEY CA 959458500, GRASS VALLEY, CA 95945-8500

Mortgage

Document Number0000001468
DateJan 23, 2019
Instrument1468
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 22, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10231 Mills Rd was $4,301 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyNevada County
Elementary School DistrictGrass Valley Elementary School District (KG - 08)
Secondary School DistrictNevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$391,543 (+2%) Land $130,511 Building $261,032
2025$4,301.00 Homeowner's exemption$383,866 Land $127,952 Building $255,914
2023$4,102.00 (+1.01%) Homeowner's exemption$368,963 Land $122,985 Building $245,978
2022$4,061.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10231 Mills Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10231 Mills Rd is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 93% of the US · above 78% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEVADA ID - E. GEORGE, BANNER MOUNTAIN
serves 17,154 people · EPA ID CA2910004
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Succeed.Net
Fixed Wireless
100 / 50
SmarterBroadband
Fixed Wireless
100 / 25

May also be available: DigitalPath.

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