10231 Ina St, Roca, NE 68430 Property Records

Lancaster County property record for 10231 Ina St, Roca, NE 68430

Property Summary

Property TypeTownhouse
Details2 bd · 4 ba · 1,628 sqft · built 2022
Lot Size0.236 acres (10,288 sqft)
OwnerIndividual Name on Record
Last Sale$510,000 (Mar 2025)
Tax Bill$8,895 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Apr 2022 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN09-36-208-001-000

Property Details

APN / Parcel Number

Primary APN09-36-208-001-000

Interior

Bedrooms2 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Building Area1,628 sqft Living Area
Basement Area1,618 sqft
Finished Basement950 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Exterior MaterialSiding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,288 sqft (0.236 acres)
Garage TypeAttached
Garage Area1,558 sqft
Parking Spaces5 Parking Spaces
PorchPorch
Porch Area168 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Street Address10231 INA ST
CityROCA
StateNE
Zip68430-4006
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR3
Legal DescriptionIRON RIDGE 5TH ADDITION, BLOCK 3, LOT 1
Legal SubdivisionIRON RIDGE 5TH ADDITION
Legal Block3
Legal Lot Number1
JurisdictionLANCASTER NE
Township / Civil DivisionLINCOLN
Census Block Group2
Census Block2066
Census Tract3604

Owner

Source: Lancaster County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
COGENT BANK
Apr 27, 2022Warranty Deed, Construction Loan · Construction Mortgage
CATTLE BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2025 · Amount on Record
Deed SaleMar 18, 2025 · Amount on Record
Prior SaleMar 18, 2025 · Amount on Record
Deed Document Number2025007508
Record UpdatedJun 8, 2026

July 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLANCASTER NE
Recording DateJul 10, 2023
Property Address10231 INA ST, ROCA, NE 68430-4006
Document Number0000019716
Instrument DateJul 5, 2023
Instrument2023019716
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 24, 2023
Title CompanyNOT AVAILABLE, CHARTER T&E SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,172.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0000019717
DateJul 10, 2023
Instrument2023019717
Lender
NameCOGENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term63 Months
DueOct 1, 2028

April 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionLANCASTER NE
Recording DateApr 27, 2022
Property Address10231 INA ST, ROCA, NE 68430-4006
Document Number0000018501
Instrument DateApr 21, 2022
Instrument2022018501
Transaction TypeConstruction Loan
Record UpdatedNov 24, 2023
Title CompanyNOT AVAILABLE, CHARTER T&E SVCS INC

Transaction

AmountAmount Recorded
Tax$148.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018502
DateApr 27, 2022
Instrument2022018502
Lender
NameCATTLE BANK & TRUST
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateNebraska
CountyLancaster County
MunicipalityLincoln City
Unified School DistrictLincoln Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,895.00 (+20.89%)$513,600 (+13.43%) Land $75,000 Building $438,600$513,600 (+13.43%) Land $75,000 Building $438,600
2023$7,358.00 (+475.74%)$452,800 (+546.86%) Land $84,500 Building $368,300$452,800 (+546.86%) Land $84,500 Building $368,300
2022$1,278.00$70,000 Land $70,000$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Allo Communications
Fiber
2,300 / 2,300
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Big Red Communications
Fixed Wireless
200 / 100

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