10231 Hilltop Ct, Champlin, MN 55316 Property Records

Hennepin County property record for 10231 Hilltop Ct, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,354 sqft · built 1990
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Oct 2020)
Tax Bill	$8,832 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage May 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-120-22-12-0011`

Property Details

APN / Parcel Number

Primary APN	`36-120-22-12-0011`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,354 sqft Living Area
Gross Area	4,140 sqft
1st Floor Area	1,328 sqft
2nd Floor Area	1,026 sqft
Basement Area	1,038 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	145 ft deep x 97 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	748 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	363 sqft
Patio Area	387 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10231 HILLTOP CT
City	CHAMPLIN
State	MN
Zip	55316-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 015 BLOCK 001 T HIGHPOINTE AT ELM CREEK N 97X145X84X116
Legal Range	22
Legal Township	120
Legal Section	36
Legal Quarter	12
Legal Subdivision	HIGHPOINTE AT ELM CREEK
Legal Block	1
Legal Lot Number	15
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	3
Census Block	3006
Census Tract	26907

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10231 HILLTOP CT, CHAMPLIN, MN 55316-2630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Warranty Deed, Transfer · Conventional with PMI GOLDWATER BK NA
May 29, 2020	Loan Modification, Mortgage · Conventional Mortgage NORTH AMERICAN BKNG
Jul 25, 2018	Loan Modification, Mortgage · Conventional Mortgage NORTH AMERICAN BKNG
Feb 28, 2017	Deed of Trust, Mortgage · Line of Credit NORTH AMERICAN BKNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Prior Sale	May 19, 1999 · Amount on Record
Deed Document Number	20205757162
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 13, 2020
Property Address	10231 HILLTOP CT, CHAMPLIN, MN 55316-2630
Document Number	0005757162
Instrument Date	Sep 3, 2020
Instrument	5757162
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,649.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40231 HILLTOP CT N CHAMPLIN MN 55316, CHAMPLIN, MN 55316

Mortgage

Document Number	5757163
Date	Oct 13, 2020
Instrument	5757163

Lender

Name	GOLDWATER BK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	10231 HILLTOP CT, CHAMPLIN, MN 55316-2630
Document Number	0005718154
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10231 HILLTOP CT CHAMPLIN MN 553162630, CHAMPLIN, MN 55316-2630

Mortgage

Document Number	0005718154
Date	Jun 18, 2020
Instrument	5718154

Lender

Name	NORTH AMERICAN BKNG
Type	Funding / Finance Company
Address	ROSEVILLE, MN 55113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	10231 HILLTOP CT, CHAMPLIN, MN 55316-2630
Document Number	0005552723
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10231 HILLTOP CT CHAMPLIN MN 553162630, CHAMPLIN, MN 55316-2630

Mortgage

Document Number	0005552723
Date	Aug 6, 2018
Instrument	5552723

Lender

Name	NORTH AMERICAN BKNG
Type	Funding / Finance Company
Address	ROSEVILLE, MN 55113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 5, 2023

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10231 HILLTOP CT, CHAMPLIN, MN 55316-2630
Document Number	0005428398
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	Mar 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10231 HILLTOP CT CHAMPLIN MN 553162630, CHAMPLIN, MN 55316-2630

Mortgage

Document Number	0005428398
Date	Mar 9, 2017
Instrument	5428398

Lender

Name	NORTH AMERICAN BKNG
Type	Funding / Finance Company
Address	ROSEVILLE, MN 55113

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 8, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,832.00 (+50.87%)	$586,800 (+14.16%) Land $116,600 Building $470,200	$586,800 (+14.16%) Land $116,600 Building $470,200
2023	$5,854.00 Homeowner's exemption
2022		$514,000 Land $89,000 Building $425,000	$514,000 Land $89,000 Building $425,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Xtratyme Technologies.

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