Worcester County property record for 10231 Henry Rd, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,890 sqft · built 1961 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $486,000 (Jun 2026) |
| Tax Bill | $3,693 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-021025 |
| Primary APN | 03-021025 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,890 sqft Total Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 021025 |
|---|---|
| Street Address | 10231 HENRY RD |
| City | BERLIN |
| State | MD |
| Zip | 21811-2914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | LOT HENRY ROAD SE OF BERLIN |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 2, CENTRAL |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 951000 |
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10231 HENRY RD, BERLIN, MD 21811-2914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2026 · Amount on Record |
| Deed Sale | Jun 2, 2026 · Amount on Record |
| Prior Sale | Aug 20, 2024 · Amount on Record |
| Deed Book / Page | 9160 / 32 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Jun 2, 2026 |
| Property Address | 10231 HENRY RD, BERLIN, MD 21811-2914 |
| Document Number | 9160000032 |
| Book / Page | 9160 / 32 |
| Instrument Date | May 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49,086.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10231 HENRY RD, BERLIN, MD 21811-2914 |
| Document Number | 9160000035, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 9160/35 |
| Special Notes | Seller Financed |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 28, 2027 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,693.00 (+386.56%) | $393,667 (+419.58%) | $427,600 (+437.86%) Land $48,500 Building $379,100 |
| 2025 | $759.00 (+12.61%) | $75,767 (+7.47%) | $79,500 (+7.58%) Land $48,500 Building $31,000 |
| 2023 | $674.00 | $70,500 | $73,900 Land $48,500 Building $25,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 4 (1989–1998) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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