Yuma County property record for 10231 E 38th St, Yuma, AZ 85365
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,254 sqft · built 2005 |
| Lot Size | 0.15 acres (6,528 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Oct 2021) |
| Tax Bill | $1,440 (2025) |
| Deeds & Mortgages | Nov 2021 Second Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 700-49-111 |
| Primary APN | 700-49-111 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,254 sqft Living Area |
| Gross Area | 2,009 sqft |
| 1st Floor Area | 1,254 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,528 sqft (0.15 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 473 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R0075558 |
|---|---|
| Street Address | 10231 E 38TH ST |
| City | YUMA |
| State | AZ |
| Zip | 85365-7214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RVS |
| Legal Description | SUBDIVISION: VILLA CHAPARRAL 3 LOT: 288 SECTION: 07 TOWNSHIP: 09S RANGE: 21W |
| Legal Range | 21W |
| Legal Township | 09S |
| Legal Section | 07 |
| Legal Subdivision | VILLA CHAPARRAL 3 |
| Legal Lot Number | 288 |
| Jurisdiction | YUMA AZ |
| Township / Civil Division | YUMA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 11108 |
Source: Yuma County records · APN 700-49-111
Assessment roll updated March 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10231 E 38TH ST, YUMA, AZ 85365-7214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARIZONA INDUSTRIAL DEVELOPMENT AUTHORITY |
| Nov 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage STARBOARD FINANCIAL MANAGEMENT LLC |
| Oct 29, 2021 | Warranty Deed, Transfer · FHA Mortgage STARBOARD FINANCIAL MANAGEMENT LLC |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on Record |
| Deed Sale | Oct 29, 2021 · Amount on Record |
| Prior Sale | Jul 25, 2016 · Amount on Record |
| Deed Document Number | 202140508 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YUMA AZ |
| Property Address | 10231 E 38TH ST, YUMA, AZ 85365-7214 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | BITA |
| Name | Verified Name |
|---|---|
| Address | 10231 E 38TH ST, YUMA, AZ 85365-7214 |
| Document Number | 0000042639 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021-42639 |
| Name | ARIZONA INDUSTRIAL DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | PARADISE VALLEY, AZ 85253 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YUMA AZ |
| Property Address | 10231 E 38TH ST, YUMA, AZ 85365-7214 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | BITA |
| Name | Verified Name |
|---|---|
| Address | 10231 E 38TH ST, YUMA, AZ 85365-7214 |
| Investor | Possibly a Property Investor |
| Document Number | 0000042638 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021-42638 |
| Name | STARBOARD FINANCIAL MANAGEMENT LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | GILBERT, AZ 85234 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YUMA AZ |
| Recording Date | Oct 29, 2021 |
| Property Address | 10231 E 38TH ST, YUMA, AZ 85365-7214 |
| Document Number | 0000040508 |
| Map Reference | MB 20 PG 63&64 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021-40508 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | BLUEINK TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13311 CARRIAGE RD, POWAY, CA 92064-4511 |
| Name | Verified Name |
|---|---|
| Address | 10231 E 38TH ST, YUMA, AZ 85365-7214 |
| Investor | Possibly a Property Investor |
| Document Number | 0000040509 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021-40509 |
| Name | STARBOARD FINANCIAL MANAGEMENT LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Number | 0000040510 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021-40510 |
| Name | ARIZONA INDUSTRIAL DEVELOPMENT AUTHORTY |
|---|---|
| Type | Government Agency |
| Address | PARADISE VALLEY, AZ 85253 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YUMA AZ |
| Property Address | 10231 E 38TH ST, YUMA, AZ 85365-7214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000027003 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 2020-27003 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
Source: Yuma County records · Assessment roll updated March 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Yuma County |
| Elementary School District | Yuma Elementary District (PK - 08) |
| Secondary School District | Yuma Union High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,912 (+15.76%) Land $3,907 Building $13,005 | $242,392 (+33.54%) Land $56,000 Building $186,392 | |
| 2025 | $1,440.00 (+2.93%) | ||
| 2023 | $1,399.00 | $14,609 Land $3,702 Building $10,907 | $181,514 Land $46,000 Building $135,514 |
Source: FEMA National Flood Hazard Layer as of December 5, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 87% of Arizona |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Allo Communications, Verizon.
Based on FCC filings for 418 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FOOTHILLS WATER AND SEWER LLC private · serves 32,425 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Apr 2019 |
| Monitoring and Reporting | 117 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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