10231 Driver Ave, Saint Louis, MO 63114 Property Records

St. Louis County property record for 10231 Driver Ave, Saint Louis, MO 63114

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 928 sqft · built 1939
Lot Size	0.184 acres (8,002 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Jan 2019)
Tax Bill	$2,102 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15L-41-0367`

Property Details

APN / Parcel Number

Primary APN	`15L-41-0367`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	928 sqft Living Area
Gross Area	1,072 sqft
1st Floor Area	928 sqft
Game Room	Game Room

Exterior

Year Built	Built 1939
Effective Year Built	Effective 2002
Architectural Style	Bungalow
Exterior Material	Brick
Foundation Type	Raised
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	50 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	221 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10231 DRIVER AVE
City	SAINT LOUIS
State	MO
Zip	63114-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	43R-3
Legal Description	MIDLAND VIEW LOT PT 49 W PT
Legal Subdivision	MIDLAND VIEW
Legal Lot Number	49
Jurisdiction	ST LOUIS MO
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2006
Census Tract	214601

Owner

10231 Driver Ave is owned and occupied by an individual who bought it in January 2019.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	10231 DRIVER AVE, SAINT LOUIS, MO 63114-2209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 12, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 15, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 3, 2019	Warranty Deed, Transfer · VA Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2019 · Amount on File
Deed Sale	Jan 3, 2019 · Amount on File
Prior Sale	Jan 3, 2014 · Amount on File
Deed Document Number	2019155
Deed Book / Page	23342 / 1946
Prior Transfer Date	Sep 30, 2003
Prior Transfer Doc	0000000309
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	10231 DRIVER AVE, SAINT LOUIS, MO 63114-2209
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10231 DRIVER AVE, SAINT LOUIS, MO 63114-2209

Mortgage

Document Number	2022070100513
Date	Jul 1, 2022
Instrument	2022070100513

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	10231 DRIVER AVE, SAINT LOUIS, MO 63114-2209
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10231 DRIVER AVE, SAINT LOUIS, MO 63114-2209

Mortgage

Document Number	0249943999
Date	Jul 16, 2021
Book Page	24994/3999
Instrument	2021071600572

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	10231 DRIVER AVE, SAINT LOUIS, MO 63114-2209
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10231 DRIVER AVE, SAINT LOUIS, MO 63114-2209

Mortgage

Document Number	0244322915
Date	Nov 12, 2020
Book Page	24432/2915
Instrument	2020111200466

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	KANSAS CITY, MO 64112

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Apr 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	10231 DRIVER AVE, SAINT LOUIS, MO 63114-2209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0238842039
Date	Jan 15, 2020
Book Page	23884/2039
Instrument	2020011500526

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Mar 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 3, 2019
Property Address	10231 DRIVER AVE, SAINT LOUIS, MO 63114-2209
Document Number	0233421946
Book / Page	023342 / 001946
Instrument Date	Dec 22, 2018
Instrument	155
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10231 DRIVER AVE ST LOUIS MO 631142209, ST LOUIS, MO 63114-2209

Mortgage

Document Number	233421949
Date	Jan 3, 2019
Book Page	023342/001949
Instrument	156

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10231 Driver Ave was $2,102, up 16.5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Overland City
Unified School District	Ritenour School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,420 (-) Land $7,050 Building $20,370	$144,300 (-) Land $37,100 Building $107,200
2025	$2,102.00 (+16.52%)	$27,420 Land $7,050 Building $20,370	$144,300 Land $37,100 Building $107,200
2024	$1,804.00 (+2.27%)
2023	$1,764.00 (+6.33%)	$21,000 (+19.25%) Land $3,230 Building $17,770	$110,500 Land $17,000 Building $93,500
2022	$1,659.00	$17,610 Land $2,810 Building $14,800
2021			$92,700 Land $14,800 Building $77,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10231 Driver Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10231 Driver Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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