10230 Elder Pl, Saratoga, CA 95070 Property Records

Santa Clara County property record for 10230 Elder Pl, Saratoga, CA 95070

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,566 sqft · built 2023
Lot Size0.056 acres (2,435 sqft)
Owner2 Individual Names on File
Last Sale$1,847,500 (Jun 2024)
Tax Bill$23,490 (2025)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (moderate risk)
APN389-47-007

Property Details

APN / Parcel Number

Primary APN389-47-007

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area1,566 sqft Living Area
1st Floor Area438 sqft
2nd Floor Area917 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2024
Architectural StyleL-Shape
Construction TypeWood
Lot Area2,435 sqft (0.056 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address10230 ELDER PL
CitySARATOGA
StateCA
Zip95070-4160
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeCN
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group3
Census Block3000
Census Tract507402

Owner

10230 Elder Pl, a condominium, is owned and occupied by two individuals who bought it in June 2024.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record2 Individual Names on File
Mailing Address10230 ELDER PL, SARATOGA, CA 95070-4160
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2024 · Amount on File
Deed SaleJun 14, 2024 · Amount on File
Deed Document Number202425650570
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address10230 ELDER PL, SARATOGA, CA 95070-4160
Transaction TypeMortgage
Record UpdatedJan 28, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10230 ELDER PL, SARATOGA, CA 95070-4160

Mortgage

Document Number0025932236
DateJan 20, 2026
Instrument25932236
Lender
NameUS BANK NA
TypeBank
Address2800 TAMARACK RD, OWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.62%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2033
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.6%
Index1-Year CMT
Max Rate10.6%

Tax Assessment & Valuation

The 2025 property tax bill for 10230 Elder Pl was $23,490.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySaratoga City
Secondary School DistrictCampbell Union High School District (09 - 12)
Elementary School DistrictMoreland School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,921,937 Land $960,969 Building $960,968
2025$23,490.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10230 Elder Pl in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10230 Elder Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Sail Internet.

Nearby Properties on Elder Pl

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