10230 Country Downs, Rough And Ready, CA 95975 Property Records

Nevada County property record for 10230 Country Downs, Rough And Ready, CA 95975

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,206 sqft · built 1992
Lot Size	5.11 acres (223,027 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Dec 2018)
Tax Bill	$9,365 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`051-090-021-000`

Property Details

APN / Parcel Number

Primary APN	`051-090-021-000`
Alternative APN	`51-090-21-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,206 sqft Living Area
1st Floor Area	2,206 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2010
Architectural Style	Ranch
Lot Area	223,027 sqft
View / Lot	Average
Garage Type	Detached
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Patio Area	628 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	51-090-21-000
Street Address	10230 COUNTRY DOWNS
City	ROUGH AND READY
State	CA
Zip	95975-9781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-5
Legal Description	PCL C PM 5/44
Legal Subdivision	5-44, PARCEL MAP
Legal Lot Number	C
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	3
Census Block	3038
Census Tract	404

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10230 COUNTRY DOWNS, ROUGH AND READY, CA 95975-9781
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
May 3, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Apr 7, 2020	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Mar 27, 2020	Deed of Trust, Mortgage NORTHERN SIERRA FINANCIAL SERVICES NORTHERN SIERRA FINANCIAL SERVICES
Dec 10, 2018	Grant Deed, Transfer · Conventional Mortgage NORTHERN SIERRA FINANCIAL SERVICES
Aug 4, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2018 · Amount on Record
Deed Sale	Dec 10, 2018 · Amount on Record
Prior Sale	Dec 29, 2015 · Amount on Record
Deed Document Number	201824053
Prior Transfer Date	Jul 21, 2017
Prior Transfer Doc	0000017183
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10230 COUNTRY DOWNS, ROUGH AND READY, CA 95975-9781
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10230 COUNTRY DOWNS, ROUGH READY, CA 95975-9781

Mortgage

Document Number	0000020612
Date	Jun 16, 2021
Instrument	20210020612

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10230 COUNTRY DOWNS, ROUGH AND READY, CA 95975-9781
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10230 COUNTRY DOWNS, ROUGH AND READY, CA 95975-9781

Mortgage

Document Number	0000009583
Date	May 3, 2022
Instrument	20220009583

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10230 COUNTRY DOWNS, ROUGH AND READY, CA 95975-9781
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007593
Date	Apr 7, 2020
Instrument	20200007593

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10230 COUNTRY DOWNS, ROUGH AND READY, CA 95975-9781
Document Number	0000007592
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10230 COUNTRY DOWNS ROUGH AND READY CA 959759781, ROUGH AND READY, CA 95975-9781

Mortgage

Document Number	0000007592
Date	Apr 7, 2020
Instrument	7592

Lender

Name	NORTHERN SIERRA FINANCIAL SERVICES NORTHERN SIERRA FINANCIAL SERVICES
Type	Bank
Address	GRASS VALLEY, CA 95945

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Dec 10, 2018
Property Address	10230 COUNTRY DOWNS, ROUGH AND READY, CA 95975-9781
Document Number	0000024053
Map Reference	MB5 PG44
Instrument Date	Dec 5, 2018
Instrument	20180024053
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10230 COUNTRY DOWNS, ROUGH AND READY, CA 95975-9781

Mortgage

Document Number	0000024054
Date	Dec 10, 2018
Instrument	20180024054

Lender

Name	NORTHERN SIERRA FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Mortgage

Document Number	0000024055
Date	Dec 10, 2018
Instrument	20180024055

Lender

Name	NORTHERN SIERRA FINANCIAL SERVICES
Type	Funding / Finance Company
Address	GRASS VALLEY, CA 95945

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2034

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Aug 4, 2017
Property Address	10230 COUNTRY DOWNS, ROUGH AND READY, CA 95975-9781
Document Number	0000017183
Instrument Date	Jul 27, 2017
Instrument	17183
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10230 COUNTRY DOWNS ROUGH AND READY CA 959759781, ROUGH AND READY, CA 95975-9781

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Penn Valley Union Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$885,202 (+2%) Land $142,225 Building $742,977
2025	$9,365.00 (+7.9%)	$867,846 (+7.92%) Land $139,437 Building $728,409
2023	$8,679.00 (+2.09%)	$804,148 Land $134,023 Building $670,125	$864,180
2022	$8,501.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Succeed.Net Fixed Wireless	100 / 50
SmarterBroadband Fixed Wireless	100 / 25
DigitalPath Fixed Wireless	75 / 10

May also be available: T-Mobile, Xfinity.

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