1023 Windlass Dr, Manahawkin, NJ 08050 Property Records

Ocean County and Stafford Township property record for 1023 Windlass Dr, Manahawkin, NJ 08050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,377 sqft · built 1974
Lot Size	0.211 acres (9,187 sqft)
Owner	2 Individual Names on File
Last Sale	$187,900 (Mar 2012)
Tax Bill	$4,900 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31-00044-27-00028`

Property Details

APN / Parcel Number

Primary APN	`31-00044-27-00028`
Alternative APN	`3100044002700028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,377 sqft Living Area
1st Floor Area	1,377 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	9,187 sqft (0.211 acres)
Lot Dimensions	122 ft deep x 75 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1023 WINDLASS DR
City	MANAHAWKIN
State	NJ
Zip	08050-2566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	75X122.50
Legal Subdivision	OCEAN ACRES INC SEC 03
Legal Block	44.27
Legal Lot Number	28
Jurisdiction	OCEAN NJ
Township / Civil Division	STAFFORD
Census Block Group	3
Census Block	3000
Census Tract	735004

Owner

1023 Windlass Dr is owned and occupied by two individuals who bought it in March 2012.

Source: Ocean County and Stafford Township records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1023 WINDLASS DR, MANAHAWKIN, NJ 08050-2566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Nov 8, 2021	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 5, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Oct 3, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 3, 2017	Loan Modification, Mortgage · Conventional Mortgage WFB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2012 · Amount on File
Deed Sale	Mar 1, 2012 · Amount on File
Prior Sale	Mar 27, 2003 · Amount on File
Deed Document Number	201220010
Deed Book / Page	15129 / 495
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Recording Date	Sep 1, 2026
Property Address	1023 WINDLASS DR, MANAHAWKIN, NJ 08050-2566
Document Number	0000071026
Book / Page	20487 / 141
Instrument Date	Jul 31, 2026
Instrument	202671026
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 WINDLASS DR, MANAHAWKIN, NJ 08050-2566

Mortgage

Document Number	0000071026,
Date	Sep 1, 2026
Book Page	20487/141
Instrument	202671026

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	303 Months
Due	Dec 1, 2051

Interest

Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1023 WINDLASS DR, MANAHAWKIN, NJ 08050-2566
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187640969
Date	Nov 8, 2021
Book Page	18764/969
Instrument	2021159755

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1023 WINDLASS DR, MANAHAWKIN, NJ 08050-2566
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 WINDLASS DR, MANAHAWKIN, NJ 08050-2566

Mortgage

Document Number	0181401320
Date	Nov 5, 2020
Book Page	18140/1320
Instrument	2020129914

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Nov 1, 2047

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1023 WINDLASS DR, MANAHAWKIN, NJ 08050-2566
Document Number	0169181045
Book / Page	016918 / 001045
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Nov 27, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 WINDLASS DR STAFFORD TOWNSHIP NJ 080502566, STAFFORD TOWNSHIP, NJ 08050-2566

Mortgage

Document Number	0169181045
Date	Oct 26, 2017
Book Page	016918/001045
Instrument	113556

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2047

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OCEAN NJ
Property Address	1023 WINDLASS DR, MANAHAWKIN, NJ 08050-2566
Document Number	0170731897
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 WINDLASS DR STAFFORD TOWNSHIP NJ 080502566, STAFFORD TOWNSHIP, NJ 08050-2566

Mortgage

Document Number	0170731897
Date	Apr 5, 2018
Book Page	017073/001897
Instrument	32117

Lender

Name	WFB NA
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1023 Windlass Dr was $4,900, up 5.6% from the year before.

Source: Ocean County and Stafford Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Stafford Township
Secondary School District	Southern Regional School District (07 - 12)
Elementary School District	Stafford Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,600 (+114.99%) Land $167,800 Building $233,800	$401,600 (+114.99%) Land $167,800 Building $233,800
2025	$4,900.00 (+5.65%)	$186,800 Land $61,600 Building $125,200	$186,800 Land $61,600 Building $125,200
2024	$4,638.00
2023		$186,800 Land $61,600 Building $125,200	$186,800 Land $61,600 Building $125,200
2022	$4,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1023 Windlass Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1023 Windlass Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD TWP WATER - BEACH HAVEN WEST serves 30,608 people · EPA ID NJ1530004
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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