1023 Wheeling Ave, Cambridge, OH 43725 Property Records

Guernsey County property record for 1023 Wheeling Ave, Cambridge, OH 43725

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1 ba · 4,092 sqft · built 1920
Lot Size	0.158 acres (6,864 sqft)
Owner	Company Name on Record
Last Sale	$550,000 (Mar 2024)
Tax Bill	$4,139 (2025)
Deeds & Mortgages	Nov 2017 Construction Loan Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-0006103.000`

Property Details

APN / Parcel Number

Primary APN	`06-0006103.000`
Alternative APN	`000920-5`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	4,092 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1934
Lot Area	6,864 sqft (0.158 acres)
Lot Dimensions	208 ft deep x 33 ft wide

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000920-5
Street Address	1023 WHEELING AVE
City	CAMBRIDGE
State	OH
Zip	43725-2441
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	R3 T2 SA03-18 PT LOT 40 W 1/2 ORIGINAL PLAT & 1/2 VACATED STREET
Legal Range	03W
Legal Township	02N
Legal Section	03
Legal Tract	2
Legal Lot Number	40
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2025
Census Tract	977600

Owner

Source: Guernsey County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1602 STEWART AVE, CAMBRIDGE, OH 43725-2034
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2017	Deed of Trust, Mortgage · Construction Mortgage THE COMMUNITY BANK
Mar 5, 2024	Warranty Deed, Transfer · Commercial Mortgage THE FARMERS AND MERCHANTS BANK
Jul 15, 2019	Warranty Deed, Transfer MIDWEST OHIO TITLE AGENCY, MID OHIO TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2024 · Amount on Record
Deed Sale	Mar 5, 2024 · Amount on Record
Prior Sale	Jul 15, 2019 · Amount on Record
Deed Document Number	20241310
Deed Book / Page	595 / 1941
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	1023 WHEELING AVE, CAMBRIDGE, OH 43725-2441
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	ABC TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00552/0616
Date	Nov 17, 2017
Book Page	552/0616
Instrument	201700006592

Lender

Name	THE COMMUNITY BANK
Type	Bank
Address	ZANESVILLE, OH 43701

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Mar 5, 2024
Property Address	1023 WHEELING AVE, CAMBRIDGE, OH 43725-2441
Document Number	00595/1941
Book / Page	595 / 1941
Instrument Date	Jan 1, 2023
Instrument	202400001310
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	BENNETT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400001311
Date	Mar 5, 2024
Instrument	202400001311

Lender

Name	THE FARMERS AND MERCHANTS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2039

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Jul 15, 2019
Property Address	1023 WHEELING AVE, CAMBRIDGE, OH 43725-2441
Document Number	00563/5844
Book / Page	563 / 5844
Map Reference	MB 4 PG 1
Instrument Date	Jul 9, 2019
Instrument	201900004096
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	MIDWEST OHIO TITLE AGENCY, MID OHIO TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3052 STATE ROUTE 557, BALTIC, OH 43804-7504
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,139.00	$67,049 (+0.12%) Land $9,082 Building $57,967
2024	$4,139.00 (+1.32%)	$66,967 (+1.99%) Land $9,000 Building $57,967	$191,570 (+2.12%) Land $25,950 Building $165,620
2023	$4,085.00 (+3.63%)	$65,660 (-) Land $7,693 Building $57,967
2022	$3,942.00	$65,660 Land $7,690 Building $57,970	$187,599 (-) Land $21,980 Building $165,619
2021			$187,599 Land $21,980 Building $165,619

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1998)
Most Recent Claim	Jun 1998 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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