1023 W 4th St, Centralia, IL 62801 Property Records

Clinton County property record for 1023 W 4th St, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,352 sqft · built 1950
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (May 2021)
Tax Bill	$2,117 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-14-13-353-002`

Property Details

APN / Parcel Number

Primary APN	`15-14-13-353-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,352 sqft Finished Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	137 ft deep x 72 ft wide
Garage Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1023 W 4TH ST
City	CENTRALIA
State	IL
Zip	62801-5719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	51
Legal Description	SECTION 13 TOWNSHIP 1N RANGE 1W PT NE SW .23A
Legal Range	01W
Legal Township	01N
Legal Section	13
Jurisdiction	CLINTON IL
Township / Civil Division	BROOKSIDE
Census Block Group	3
Census Block	3030
Census Tract	900500

Owner

1023 W 4th St is owned and occupied by an individual who bought it in May 2021.

Source: Clinton County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1023 W 4TH ST, CENTRALIA, IL 62801-5719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage HUD
Jul 28, 2023	Deed of Trust, Mortgage HUD
May 24, 2021	Warranty Deed, Transfer · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on File
Deed Sale	May 24, 2021 · Amount on File
Prior Sale	Feb 10, 2009 · Amount on File
Deed Document Number	20213352
Prior Transfer Date	Jan 5, 2005
Prior Transfer Doc	0000000202
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Recording Date	Jun 12, 2026
Property Address	1023 W 4TH ST, CENTRALIA, IL 62801-5719
Document Number	0000002334
Instrument Date	Jun 1, 2026
Instrument	20262334
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 W 4TH ST, CENTRALIA, IL 62801-5719

Mortgage

Document Number	0000002334,
Date	Jun 12, 2026
Instrument	20262334

Lender

Name	HUD

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	1023 W 4TH ST, CENTRALIA, IL 62801-5719
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002699
Date	Jul 28, 2023
Instrument	2023R02699

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	336 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IL
Recording Date	May 24, 2021
Property Address	1023 W 4TH ST, CENTRALIA, IL 62801-5719
Document Number	0000003352
Instrument Date	May 20, 2021
Instrument	2021R03352
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	QUAD COUNTY TITLE COMPANY INC, QUAD COUNTY TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 W 4TH ST, CENTRALIA, IL 62801-5719

Mortgage

Document Number	0000003353
Date	May 24, 2021
Instrument	2021R03353

Lender

Name	US BANK NA

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1023 W 4th St was $2,117, up 2.3% from the year before.

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clinton County
County Subdivision	Brookside Township
Municipality	Centralia City
Secondary School District	Centralia High School District 200 (09 - 12)
Elementary School District	Willow Grove School District 46 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,117.00 (+2.32%) Homeowner's exemption	$38,490 Land $2,090 Building $36,400	$115,470 Land $6,270 Building $109,200
2024	$2,069.00
2022	$1,543.00 (+4.05%)	$22,650 (+6.99%) Land $1,820 Building $20,830	$67,950 (+6.99%) Land $5,460 Building $62,490
2021	$1,483.00	$21,170 Land $1,700 Building $19,470	$63,510 Land $5,100 Building $58,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1023 W 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1023 W 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA serves 12,182 people · EPA ID IL1214220
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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