1023 Valley St, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 1023 Valley St, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1920
Lot Size	0.348 acres (15,150 sqft)
Owner	Individual Name on File
Last Sale	$19,500 (Dec 2013)
Tax Bill	$1,926 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-026-00-109-00`

Property Details

APN / Parcel Number

Primary APN	`04-026-00-109-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	1,056 sqft
1st Floor Area	816 sqft
Basement Area	120 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1950
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	15,150 sqft (0.348 acres)
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1023 VALLEY ST
City	ASHTABULA
State	OH
Zip	44004-9376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15
Legal Subdivision	CONNECTICUT WESTERN RESERVE
Legal Lot Number	15
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	3
Census Block	3006
Census Tract	704

Owner

1023 Valley St is owned and occupied by an individual who bought it in December 2013.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1023 VALLEY ST, ASHTABULA, OH 44004-9376
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2013 · Amount on File
Deed Sale	Dec 18, 2013 · Amount on File
Deed Document Number	201314936
Deed Book / Page	557 / 420
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Feb 17, 2026
Property Address	1023 VALLEY ST, ASHTABULA, OH 44004-9376
Document Number	0000001229
Book / Page	863 / 2005
Map Reference	VOL 491 PG 2031
Instrument Date	Jan 30, 2026
Instrument	2026-00001229
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ROCKET CLOSE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 VALLEY ST, ASHTABULA, OH 44004-9376

Mortgage

Document Number	0008632009
Date	Feb 17, 2026
Instrument	863/2009

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 1023 Valley St was $1,926, up 0.5% from the year before.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,926.00 (+0.52%)	$21,150 (-) Land $6,550 Building $14,600	$60,400 (-) Land $18,700 Building $41,700
2024	$1,916.00 (+80.08%)	$21,150 (-) Land $6,550 Building $14,600	$60,400 (-) Land $18,700 Building $41,700
2023	$1,064.00 (+2.31%)	$21,150 (+19.42%) Land $6,550 Building $14,600	$60,400 Land $18,700 Building $41,700
2022	$1,040.00	$17,710 Land $5,040 Building $12,670
2020			$50,600 Land $14,400 Building $36,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1023 Valley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1023 Valley St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20