1023 Tahoe Ter, Cincinnati, OH 45238 Property Records

Hamilton County property record for 1023 Tahoe Ter, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,961 sqft · built 1967
Lot Size	0.496 acres (21,606 sqft)
Owner	2 Individual Names on File
Last Sale	$131,900 (Jan 1993)
Tax Bill	$4,853 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`540-0061-0310-00`

Property Details

APN / Parcel Number

Primary APN	`540-0061-0310-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,961 sqft Living Area
Gross Area	2,923 sqft
1st Floor Area	962 sqft
2nd Floor Area	999 sqft
Basement Area	962 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	21,606 sqft (0.496 acres)
Lot Dimensions	312 ft deep x 70 ft wide
Garage Type	Basement
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1023 TAHOE TER
City	CINCINNATI
State	OH
Zip	45238-4148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	TAHOE TER 70 X 312.65 IRRLOT 15 COVEDALE WEST SUB BLK E
Legal Subdivision	COVEDALE WEST SUB
Legal Block	E
Legal Lot Number	15
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1001
Census Tract	21303

Owner

1023 Tahoe Ter is owned and occupied by two individuals who acquired it in September 2017.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1023 TAHOE TER, CINCINNATI, OH 45238-4148
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Apr 9, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 1993 · Amount on File
Deed Sale	Jan 13, 1993 · Amount on File
Last Transfer Date	Sep 1, 2017
Transfer Doc	0000003688
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1023 TAHOE TER, CINCINNATI, OH 45238-4148
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043496
Date	Jun 26, 2023
Book Page	14944/196
Instrument	2023-0043496

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1023 TAHOE TER, CINCINNATI, OH 45238-4148
Document Number	0000036761
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1023 TAHOE TER CINCINNATI OH 452384148, CINCINNATI, OH 45238-4148

Mortgage

Document Number	0000036761
Date	Apr 21, 2020
Book Page	014151/000231
Instrument	36761

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1023 Tahoe Ter was $4,853.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,853.00	$81,666 (-) Land $12,831 Building $68,835	$233,330 Land $36,660 Building $196,670
2024	$4,853.00 (+2.21%)	$81,666 (-) Land $12,831 Building $68,835
2023	$4,748.00 (+13.37%)	$81,666 (+27.51%) Land $12,831 Building $68,835	$233,330 Land $36,660 Building $196,670
2022	$4,188.00 Homeowner's exemption	$64,047 Land $11,400 Building $52,647
2020			$182,990 Land $32,570 Building $150,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1023 Tahoe Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1023 Tahoe Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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