1023 State Ave, Cincinnati, OH 45204 Property Records

Hamilton County property record for 1023 State Ave, Cincinnati, OH 45204

Property Summary

Property Type	Commercial
Details	6,711 sqft · built 1900
Lot Size	0.094 acres (4,095 sqft)
Owner	Owner Name on Record
Last Sale	$210,000 (Nov 2002)
Tax Bill	$3,758 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`149-0015-0053-00`

Property Details

APN / Parcel Number

Primary APN	`149-0015-0053-00`

Interior

Total Rooms	4 Rooms
Stories	4 Stories
Building Area	6,711 sqft

Exterior

Year Built	Built 1900
Lot Area	4,095 sqft (0.094 acres)
Lot Dimensions	112 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1023 STATE AVE
City	CINCINNATI
State	OH
Zip	45204-3604
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	1023 STATE AVE 40 X 112 PT BLK 11 WILDERS
Legal Subdivision	STEPHEN WILDERS SEC 30
Legal Block	11
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1024
Census Tract	26300

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	114 W 14TH ST, CINCINNATI, OH 45202-7506

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Line of Credit CINCINNATI DEVELOPMENT FUND INC
May 18, 2023	Deed of Trust, Mortgage · Line of Credit PRESERVATION OF AFFORDABLE HOUSING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2002 · Amount on Record
Deed Sale	Nov 20, 2002 · Amount on Record
Deed Document Number	987716
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1023 STATE AVE, CINCINNATI, OH 45204-3604
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 W 14TH ST, CINCINNATI, OH 45202-7506

Mortgage

Document Number	0000020294
Date	Mar 28, 2024
Book Page	15133/850
Instrument	2024-0020294

Lender

Name	CINCINNATI DEVELOPMENT FUND INC
Type	Government Agency
Address	1224 RACE ST, CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 27, 2029

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1023 STATE AVE, CINCINNATI, OH 45204-3604
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033494
Date	May 18, 2023
Book Page	14919/1137
Instrument	2023-0033494

Lender

Name	PRESERVATION OF AFFORDABLE HOUSING INC
Type	Non-Lending Institution
Address	BELLINGHAM, MA 02019

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,758.00 (-15.59%)	$45,203 (-16.21%) Land $7,396 Building $37,807
2024	$4,452.00 (+0.27%)	$53,946 (-) Land $7,396 Building $46,550
2023	$4,440.00 (+16.14%)	$53,946 (+28.21%) Land $7,396 Building $46,550	$129,150 (+7.43%) Land $21,130 Building $108,020
2022	$3,823.00	$42,077 Land $7,840 Building $34,237
2020			$120,220 Land $22,400 Building $97,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	20 (1978–2025)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms, Landslides, And Mudslides, Feb 2018 · 7 claims Severe Storms And Flooding, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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