1023 S Pacific St, Oceanside, CA 92054 Property Records

San Diego County property record for 1023 S Pacific St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,480 sqft · built 1998
Lot Size	0.117 acres (5,079 sqft)
Owner	Company Name on Record
Last Sale	$2,350,000 (Nov 2002)
Tax Bill	$28,778 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`152-076-08-00`

Property Details

APN / Parcel Number

Primary APN	`152-076-08-00`
Alternative APN	`1520610700`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,480 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	5,079 sqft (0.117 acres)
View / Lot	Ocean
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1520610700
Street Address	1023 S PACIFIC ST
City	OCEANSIDE
State	CA
Zip	92054-4909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	BLK E LOT 8 TR 001044
Legal Subdivision	TERRACE ANNEX
Legal Tract	001044
Legal Block	E
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	18301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1640 OCEANSIDE BLVD, OCEANSIDE, CA 92054-5427
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Jun 7, 2019	Grant Deed, Transfer NOT AVAILABLE
Dec 3, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2002 · Amount on Record
Deed Sale	Nov 13, 2002 · Amount on Record
Prior Sale	May 31, 2002 · Amount on Record
Deed Document Number	20021014183
Prior Transfer Date	Feb 22, 1996
Prior Transfer Doc	0000114734
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1023 S PACIFIC ST, OCEANSIDE, CA 92054-4909
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 OCEANSIDE BLVD, OCEANSIDE, CA 92054-5427

Mortgage

Document Number	0000627439
Date	Sep 2, 2021
Instrument	2021-0627439

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Sep 1, 2031
Change Frequency	Annually
Min Rate At Change	2.95%
Max Rate At Change	1.09%
Index	1-Year CMT
Max Rate	1.09%

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 7, 2019
Property Address	1023 S PACIFIC ST, OCEANSIDE, CA 92054-4909
Document Number	0000220159
Instrument Date	Jun 3, 2019
Instrument	220159
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1640 OCEANSIDE BLVD OCEANSIDE CA 920545427, OCEANSIDE, CA 92054-5427

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 3, 2018
Property Address	1023 S PACIFIC ST, OCEANSIDE, CA 92054-4909
Document Number	0000497349
Instrument Date	Nov 30, 2018
Instrument	497349
Transaction Type	Transfer
Record Updated	Dec 11, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1023 S PACIFIC ST OCEANSIDE CA 920544909, OCEANSIDE, CA 92054-4909

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,622,171 (+2%) Land $2,068,195 Building $553,976
2025	$28,778.00 (+5.17%)	$2,570,757 (+4.04%) Land $2,027,643 Building $543,114
2023	$27,363.00 (+1.53%)	$2,470,933 Land $1,948,908 Building $522,025
2022	$26,950.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 units insured incl. 4 condo units
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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