1023 S Mears Ave, Whitehall, MI 49461 Property Records

Muskegon County property record for 1023 S Mears Ave, Whitehall, MI 49461

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,365 sqft · built 1912
Lot Size0.227 acres (9,888 sqft)
Owner2 Individual Names on Record
Last Sale$90,900 (Apr 2004)
Tax Bill$2,061 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN22033100001400

Property Details

APN / Parcel Number

Primary APN22033100001400
Alternative APN
  • 61-22-033-100-0014-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,365 sqft Living Area
1st Floor Area1,197 sqft
Basement Area672 sqft
Unfinished Basement672 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Exterior MaterialAluminum/Vinyl
Lot Area9,888 sqft (0.227 acres)
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1023 S MEARS AVE
CityWHITEHALL
StateMI
Zip49461-1728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 RES
Legal DescriptionW-0694AB CITY OF WHITEHALL COM 960 FT S OF SE COR MEARS AVE & LEWIS ST ON E LINE MEARS AVE TH S 60 FT TH E 165 FT TH N 60
Legal SubdivisionCITY OF WHITEHALL
JurisdictionMUSKEGON MI
Township / Civil DivisionWHITEHALL
Census Block Group3
Census Block3023
Census Tract3702

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1023 S MEARS AVE, WHITEHALL, MI 49461-1728
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2021Deed of Trust, Mortgage · Line of Credit
OLD NATIONAL BANK
Apr 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
OLD NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2004 · Amount on Record
Deed SaleApr 22, 2004 · Amount on Record
Deed Document Number20045098752
Deed Book / Page3598 / 457
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Property Address1023 S MEARS AVE, WHITEHALL, MI 49461-1728
Transaction TypeMortgage
Record UpdatedOct 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1023 S MEARS AVE, WHITEHALL, MI 49461-1728

Mortgage

Document Number4275/105
DateSep 23, 2021
Book Page4275/105
Instrument5740753
Lender
NameOLD NATIONAL BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 25, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Property Address1023 S MEARS AVE, WHITEHALL, MI 49461-1728
Transaction TypeMortgage
Record UpdatedApr 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4256/4
DateApr 2, 2021
Book Page4256/4
Instrument5721671
Lender
NameOLD NATIONAL BANK
TypeBank
AddressEVANSVILLE, IN 47708
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMuskegon County
MunicipalityWhitehall City
Unified School DistrictWhitehall School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$96,100 (+12%)$192,200 (+12%)
2025$2,061.00 Homeowner's exemption$85,800$171,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITEHALL
serves 2,902 people · EPA ID MI0007100
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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