1023 Rosewood St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 1023 Rosewood St, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	1,391 sqft · built 1896
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jul 2025)
Tax Bill	$2,106 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09174019001Z009`

Property Details

APN / Parcel Number

Primary APN	`09174019001Z009`
Alternative APNs	`41250631` `172199` `186192`

Interior

Stories	1 Story
Building Area	1,391 sqft Living Area
1st Floor Area	1,055 sqft
Basement Area	383 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Area	780 sqft
Driveway	Driveway
Porch	Slab
Porch Area	180 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	Wood Furnace

Location & Zoning

Account Number	186192
Street Address	1023 ROSEWOOD ST
City	BRAINERD
State	MN
Zip	56401-4144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 THRU 3 BLOCK 19 INCLUSIVE
Legal Range	31W
Legal Township	45N
Legal Section	25
Legal Subdivision	SECOND ADDITION TO BRAINERD
Legal Block	19
Legal Lot Number	1-3
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	3
Census Block	3002
Census Tract	951100

Owner

Source: Crow Wing County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1023 ROSEWOOD ST, BRAINERD, MN 56401-4144
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Prior Sale	Nov 15, 2021 · Amount on Record
Deed Document Number	20251011839
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Jul 14, 2025
Property Address	1023 ROSEWOOD ST, BRAINERD, MN 56401-4144
Document Number	0001011839
Instrument Date	Jun 20, 2025
Instrument	1011839
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	TITLE WERKS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1023 ROSEWOOD ST, BRAINERD, MN 56401-4144

Mortgage

Document Number	0001011840
Date	Jul 14, 2025
Instrument	1011840

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,106.00 (+1.06%) Homeowner's exemption	$243,500 (+10.08%) Land $51,000 Building $192,500	$243,500 (+10.08%) Land $51,000 Building $192,500
2025	$2,084.00 (+9.34%) Homeowner's exemption	$221,200 (+2.12%) Land $51,500 Building $169,700	$221,200 (+2.12%) Land $51,500 Building $169,700
2023	$1,906.00 Homeowner's exemption	$216,600 Land $43,100 Building $173,500	$216,600 Land $43,100 Building $173,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CTC.

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