1023 Rock St, Peru, IL 61354 Property Records

LaSalle County property record for 1023 Rock St, Peru, IL 61354

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,536 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$171,000 (Aug 2025)
Tax Bill	$3,493 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-16-309-003`

Property Details

APN / Parcel Number

Primary APN	`17-16-309-003`
Alternative APN	`16-16-306-003`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,536 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	5,663 sqft (0.13 acres)

Location & Zoning

Street Address	1023 ROCK ST
City	PERU
State	IL
Zip	61354-2749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DAYS SUB, S10' LT 2 & ALL LT 3 BLK 31 SEC 16-33-1
Legal Range	01
Legal Township	33
Legal Section	16
Legal Subdivision	DAYS ADD
Legal Block	31
Legal Lot Number	2-3
Jurisdiction	LASALLE IL
Township / Civil Division	PERU
Census Block Group	1
Census Block	1007
Census Tract	963200

Owner

1023 Rock St is owned and occupied by an individual who bought it in August 2025.

Source: LaSalle County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1023 ROCK ST, PERU, IL 61354-2749
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage SPRING VALLEY CITY BANK
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Jun 19, 2017	Deed, Transfer
Jun 19, 2017	Deed, Transfer · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2025 · Amount on File
Deed Sale	Aug 6, 2025 · Amount on File
Prior Sale	Nov 12, 2021 · Amount on File
Deed Document Number	20258183
Prior Transfer Date	Jun 1, 2009
Prior Transfer Doc	200913946
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Nov 12, 2021
Property Address	1023 ROCK ST, PERU, IL 61354-2749
Document Number	202117590
Instrument Date	Nov 5, 2021
Instrument	2021-17590
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	WHEATLAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1023 ROCK ST, PERU, IL 61354-2749

Mortgage

Document Number	202117591
Date	Nov 12, 2021
Instrument	2021-17591

Lender

Name	SPRING VALLEY CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	2.75%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	1023 ROCK ST, PERU, IL 61354-2749
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202103103
Date	Mar 1, 2021
Instrument	2021-03103

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LASALLE IL
Recording Date	Jun 19, 2017
Property Address	1023 ROCK ST, PERU, IL 61354-2749
Document Number	201708782
Instrument Date	Jun 16, 2017
Instrument	201708782
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LASALLE IL
Recording Date	Jun 19, 2017
Property Address	1023 ROCK ST, PERU, IL 61354-2749
Document Number	201708782
Instrument Date	Jun 16, 2017
Instrument	201708782
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201708783
Date	Jun 19, 2017
Instrument	201708783

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.13%

Tax Assessment & Valuation

The 2025 property tax bill for 1023 Rock St was $3,493, up 5.9% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Peru Township
Municipality	Peru City
Secondary School District	LaSalle-Peru Township High School District 120 (09 - 12)
Elementary School District	Peru Elementary School District 124 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,493.00 (+5.88%)	$51,249 (+6.08%) Land $6,057 Building $45,192	$153,747 (+6.08%) Land $18,171 Building $135,576
2024	$3,299.00	$48,312 (+8.96%) Land $5,710 Building $42,602	$144,936 (+8.96%) Land $17,130 Building $127,806
2023		$44,339 (+4.34%) Land $5,240 Building $39,099	$133,017 (+4.34%) Land $15,720 Building $117,297
2022		$42,493 Land $6,152 Building $36,341	$127,479 Land $18,456 Building $109,023

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1023 Rock St in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	43 (1979–2026)
Claims Outside the SFHA	15 of 43
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 8 claims Severe Storms And Flooding, Sep 2008 · 5 claims Severe Storms & Flooding, Mar 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1023 Rock St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU serves 9,896 people · EPA ID IL0990850
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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