1023 Red Oak Cir, Benton, AR 72019 Property Records

Saline County property record for 1023 Red Oak Cir, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,480 sqft · built 2002
Lot Size	0.597 acres (26,019 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Dec 2025)
Tax Bill	$2,586 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`800-61579-000`

Property Details

APN / Parcel Number

Primary APN	`800-61579-000`
Alternative APN	`63023`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,480 sqft Living Area
Gross Area	2,880 sqft
1st Floor Area	1,040 sqft
Upper Floors Area	1,440 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	26,019 sqft (0.597 acres)
Lot Dimensions	177 ft deep x 147 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	170 sqft
Porch	Open Porch
Porch Area	160 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	63023
Street Address	1023 RED OAK CIR
City	BENTON
State	AR
Zip	72019-1461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2005-26382
Legal Range	15W
Legal Township	01S
Legal Section	34
Legal Subdivision	RIVER OAKS PH VIII
Legal Lot Number	79R,P
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	3
Census Block	3000
Census Tract	10303

Owner

1023 Red Oak Cir is owned and occupied by two individuals who bought it in December 2025.

Source: Saline County records, as of January 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1023 RED OAK CIR, BENTON, AR 72019-1461
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · FHA Mortgage EUSTIS MORTGAGE CORP
Sep 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage ARKANSAS FCU
Nov 28, 2017	Deed of Trust, Mortgage · Line of Credit ARKANSAS FCU
Jan 19, 2018	Deed of Trust, Mortgage ARKANSAS FCU
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARKANSAS FCU
Apr 16, 2018	Warranty Deed, Transfer FIRST NATIONAL TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2025 · Amount on File
Deed Sale	Dec 26, 2025 · Amount on File
Prior Sale	Apr 16, 2018 · Amount on File
Deed Document Number	202524755
Deed Book / Page	2025 / 24755
Prior Transfer Date	Dec 30, 2004
Prior Transfer Doc	0000128600
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	1023 RED OAK CIR, BENTON, AR 72019-1461
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 RIDGECREST CV, BENTON, AR 72015-5805

Mortgage

Document Number	0000024756
Date	Dec 26, 2025
Instrument	2025-024756

Lender

Name	EUSTIS MORTGAGE CORP
Type	Mortgage Company
Address	101 N EAST ST, BENTON, AR 72015

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	1023 RED OAK CIR, BENTON, AR 72019-1461
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 RED OAK CIR, BENTON, AR 72019-1461

Mortgage

Document Number	0000017915
Date	Sep 24, 2025
Instrument	2025-017915

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	17500 CANTRELL RD, LITTLE ROCK, AR 72223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	1023 RED OAK CIR, BENTON, AR 72019-1461
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022492
Date	Nov 28, 2017
Instrument	2017-022492

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	JACKSONVILLE, AR 72078

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Oct 26, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	1023 RED OAK CIR, BENTON, AR 72019-1461
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001039
Date	Jan 19, 2018
Instrument	2018-001039

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	JACKSONVILLE, AR 72078

Agreement

Amount	Amount on Record
Term	179 Months
Due	Dec 26, 2032

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	1023 RED OAK CIR, BENTON, AR 72019-1461
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029236
Date	Dec 18, 2020
Instrument	2020-029236

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	JACKSONVILLE, AR 72078

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Apr 16, 2018
Property Address	1023 RED OAK CIR, BENTON, AR 72019-1461
Document Number	0000006887
Instrument Date	Apr 13, 2018
Instrument	6887
Transaction Type	Transfer
Record Updated	Apr 27, 2018
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$198.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1023 RED OAK CIR BENTON AR 720191461, BENTON, AR 72019-1461

Tax Assessment & Valuation

The 2025 property tax bill for 1023 Red Oak Cir was $2,586 with a homeowner's exemption, up 24% from the year before.

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,586.00 (+23.97%) Homeowner's exemption	$51,389 Land $9,600 Building $41,789	$256,945 Land $48,000 Building $208,945
2024	$2,086.00 (+1.86%)
2023	$2,048.00 Homeowner's exemption	$51,389 Land $9,600 Building $41,789	$256,945 Land $48,000 Building $208,945

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1023 Red Oak Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2008)
Most Recent Claim	Apr 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1023 Red Oak Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 68% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ripple Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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