1023 Pepper Ln, Banning, CA 92220 Property Records

Riverside County property record for 1023 Pepper Ln, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,699 sqft · built 2003
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Nov 2021)
Tax Bill	$6,146 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jun 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`535-380-002`

Property Details

APN / Parcel Number

Primary APN	`535-380-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,699 sqft Living Area
Gross Area	2,292 sqft
1st Floor Area	1,699 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1023 PEPPER LN
City	BANNING
State	CA
Zip	92220-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.18 ACRES M/L IN LOT 17 MB 331/005 TR 30186
Legal Subdivision	TRACT 30186
Legal Tract	30186
Legal Lot Number	17
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1015
Census Tract	44103

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1023 PEPPER LN, BANNING, CA 92220-1429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 16, 2021	Intrafamily Transfer, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO
Jun 16, 2021	Affidavit of Death of Joint Tenant, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO
May 19, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 19, 2021	Affidavit of Death of Joint Tenant, Transfer NOT AVAILABLE, ELEVATED TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021 · Amount on Record
Deed Sale	Nov 3, 2021 · Amount on Record
Prior Sale	Jun 9, 2008 · Amount on Record
Deed Document Number	2021652921
Prior Transfer Date	Jun 2, 2021
Prior Transfer Doc	0000365243
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 3, 2021
Property Address	1023 PEPPER LN, BANNING, CA 92220-1429
Document Number	0000652921
Map Reference	MB 331 PG 5-9
Instrument Date	Sep 26, 2021
Instrument	2021-0652921
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1023 PEPPER LN, BANNING, CA 92220-1429

Mortgage

Document Number	0000652922
Date	Nov 3, 2021
Instrument	2021-0652922

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 16, 2021
Property Address	1023 PEPPER LN, BANNING, CA 92220-1429
Document Number	0000365243
Map Reference	MB 331 PG 5-9
Instrument Date	Jun 2, 2021
Instrument	2021-0365243
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1023 PEPPER LN, BANNING, CA 92220-1429

June 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 16, 2021
Property Address	1023 PEPPER LN, BANNING, CA 92220-1429
Document Number	0000365244
Map Reference	MB 331 PG 5-9
Instrument Date	Jun 2, 2021
Instrument	2021-0365244
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 PEPPER LN, BANNING, CA 92220-1429

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	1023 PEPPER LN, BANNING, CA 92220-1429
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL AGCY SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 PEPPER LN, BANNING, CA 92220-1429

Mortgage

Document Number	0000307364
Date	May 19, 2021
Instrument	2021-0307364

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

May 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RIVERSIDE CA
Recording Date	May 19, 2021
Property Address	1023 PEPPER LN, BANNING, CA 92220-1429
Document Number	0000307365
Map Reference	MB 331 PG 5-9
Instrument Date	Mar 15, 2021
Instrument	2021-0307365
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	NOT AVAILABLE, ELEVATED TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 PEPPER LN, BANNING, CA 92220-1429

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,796 (+2%) Land $37,884 Building $405,912
2025	$6,146.00 (+2.04%)	$435,095 (+4.04%) Land $37,142 Building $397,953
2023	$6,023.00 (+2.1%)	$418,200 Land $35,700 Building $382,500
2022	$5,899.00
2021			$361,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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