1023 Pebble Beach Dr, Clayton, CA 94517 Property Records

Contra Costa County property record for 1023 Pebble Beach Dr, Clayton, CA 94517

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,076 sqft · built 1998
Lot Size	0.199 acres (8,675 sqft)
Owner	2 Individual Names on File
Last Sale	$1,440,000 (Nov 2025)
Tax Bill	$14,382 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`118-480-039-7`

Property Details

APN / Parcel Number

Primary APN	`118-480-039-7`
Alternative APN	`118-480-039`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,076 sqft Living Area
1st Floor Area	2,276 sqft
2nd Floor Area	1,800 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	8,675 sqft (0.199 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1023 PEBBLE BEACH DR
City	CLAYTON
State	CA
Zip	94517-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7249 L64
Legal Subdivision	PEACOCK CRK 01
Legal Tract	7249
Legal Lot Number	64
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	355308

Owner

1023 Pebble Beach Dr is owned and occupied by two individuals who bought it in November 2025.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1023 PEBBLE BEACH DR, CLAYTON, CA 94517-2224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2025	Deed of Trust, Mortgage · Line of Credit FIRST BRIDGE FUNDING INC
Nov 18, 2025	Grant Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2025 · Amount on File
Deed Sale	Nov 18, 2025 · Amount on File
Prior Sale	Apr 30, 2013 · Amount on File
Deed Document Number	2025129594
Prior Transfer Date	Feb 25, 2005
Prior Transfer Doc	0000076417
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1023 PEBBLE BEACH DR, CLAYTON, CA 94517-2224
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 PEBBLE BEACH DR, CLAYTON, CA 94517-2224

Mortgage

Document Number	0000079808
Date	Aug 7, 2025
Instrument	2025- 079808

Lender

Name	FIRST BRIDGE FUNDING INC
Type	Mortgage Company
Address	5341 OLD REDWOOD HWY STE 200, PETALUMA, CA 94954

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 18, 2025
Property Address	1023 PEBBLE BEACH DR, CLAYTON, CA 94517-2224
Document Number	0000129594
Map Reference	MB 355 PG 8
Instrument Date	Nov 4, 2025
Instrument	2025- 129594
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1023 PEBBLE BEACH DR, CLAYTON, CA 94517-2224

Mortgage

Document Number	0000129595
Date	Nov 18, 2025
Instrument	2025- 129595

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.33%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 1023 Pebble Beach Dr was $14,382.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Clayton City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,440,000 (+25.07%) Land $750,000 Building $690,000
2025	$14,382.00	$1,151,373 Land $591,079 Building $560,294
2023	$13,560.00 (+0.23%)	$1,106,666 Land $568,128 Building $538,538
2022	$13,529.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1023 Pebble Beach Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1023 Pebble Beach Dr is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 60% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Unwired, Verizon.

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