Montgomery County property record for 1023 Mutual Pl, Sandy Spring, MD 20860 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,965 sqft Living Area |
| Lot Size | 1,926 sqft (0.044 acres) |
| Garage | Attached, 528 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $577,716 (2018) |
| Tax Bill | $7,336.00 (2025) |
Source: Montgomery County records · APN 08-03794464
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1023 MUTUAL PL, SANDY SPRING, MD 20860-1342 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Feb 23, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Sep 26, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Mar 08, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Nov 07, 2018 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage NVR MORTGAGE FINANCE INC |
| May 24, 2018 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 07, 2018 · Amount on Record |
| Deed Sale | Nov 07, 2018 · Amount on Record |
| Deed Book / Page | 56845 / 133 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 12, 2026 |
| Property Address | 1023 MUTUAL PL, SANDY SPRING, MD 20860-1342 |
| Document Number | 7060000257 |
| Book / Page | 70604 / 257 |
| Instrument Date | May 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 1023 MUTUAL PL, SANDY SPRING, MD 20860-1342 |
| Document Number | 7060000257, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 70604/257 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 279 Months |
| Due | Sep 01, 2049 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1023 MUTUAL PL, SANDY SPRING, MD 20860-1342 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2023 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 1023 MUTUAL PL, SANDY SPRING, MD 20860-1342 |
| Document Number | 0667610088 |
|---|---|
| Date | Feb 23, 2023 |
| Book Page | 66761/88 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1023 MUTUAL PL, SANDY SPRING, MD 20860-1342 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | AMERICAN HOME TITLE |
| Name | Verified Name |
|---|
| Document Number | 0582070015 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 58207/015 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28217 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1023 MUTUAL PL, SANDY SPRING, MD 20860-1342 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1023 MUTUAL PL, SANDY SPRING, MD 20860-1342 |
| Document Number | 0653670314 |
|---|---|
| Date | Mar 08, 2022 |
| Book Page | 65367/314 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 07, 2018 |
| Property Address | 1023 MUTUAL PL, SANDY SPRING, MD 20860-1342 |
| Document Number | 0568450133 |
| Book / Page | 56845 / 133 |
| Map Reference | PL25246 |
| Instrument Date | Oct 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,221.45 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1023 MUTUAL PL, SANDY SPRING, MD 20860-1342 |
| Document Number | 0056845142 |
|---|---|
| Date | Nov 07, 2018 |
| Instrument | 56845/142 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 24, 2018 |
| Property Address | 1023 MUTUAL PL, SANDY SPRING, MD 20860-1342 |
| Document Number | 0560740372 |
| Book / Page | 056074 / 000372 |
| Instrument Date | Apr 06, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2018 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,655.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 656 QUINCE ORCHARD RD #500 GAITHERSBURG MD 208781409, 500, GAITHERSBURG, MD 20878-1409 |
| Investor | Possibly a Property Investor |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $698,300 (+7.27%) Land $200,000 Building $498,300 | $698,300 (-) Land $200,000 Building $498,300 | |
| 2025 | $7,336.00 (+26.96%) | $650,967 (+17.02%) | $698,300 (+25.53%) Land $200,000 Building $498,300 |
| 2023 | $556,300 Land $100,000 Building $456,300 | $556,300 Land $100,000 Building $456,300 | |
| 2022 | $5,778.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 08-03794464 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 2 Partial Baths |
| Building Area | 2,965 sqft Living Area |
| Gross Area | 3,493 sqft Gross Area |
| 1st Floor | 1,200 sqft 1st Floor |
| Basement Area | 565 sqft Basement |
| Finished Basement | 565 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 1,926 sqft (0.044 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 03794464 |
|---|---|
| Street Address | 1023 MUTUAL PL |
| City | SANDY SPRING |
| State | MD |
| Zip | 20860-1342 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | EARNSHAW |
| Legal Subdivision | CHARLEY FOREST |
| Legal Block | A |
| Legal Lot Number | 10 |
| Jurisdiction | MONTGOMERY MD |
| Minor Civil Division | 8 |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 701316 |
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