1023 Main Ave, Hagerstown, MD 21740 Property Records

Washington County property record for 1023 Main Ave, Hagerstown, MD 21740

Property Summary

Property Type	Townhouse
Details	2 ba · 1,408 sqft · built 1920
Lot Size	0.067 acres (2,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Apr 2021)
Tax Bill	$943 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-007669`

Property Details

APN / Parcel Number

Primary APN	`03-007669`
Alternative APN	`007669`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,408 sqft Total Area
Attic	Attic
Attic Area	352 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Townhouse
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,900 sqft (0.067 acres)
Lot Dimensions	145 ft deep x 20 ft wide
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	007669
Street Address	1023 MAIN AVE
City	HAGERSTOWN
State	MD
Zip	21740-5245
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMED
Legal Description	1/2 LT16 20X145 .07A 1023 MAIN AVE
Legal Subdivision	HAGERSTOWN MANUFACTURING MININ
Legal Lot Number	16
Jurisdiction	WASHINGTON MD
Township / Civil Division	3, HAGERSTOWN
Census Block Group	2
Census Block	2017
Census Tract	900

Owner

Source: Washington County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1023 MAIN AVE, HAGERSTOWN, MD 21740-5245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Apr 22, 2021	Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2021 · Amount on Record
Deed Sale	Apr 22, 2021 · Amount on Record
Prior Sale	Mar 23, 2006 · Amount on Record
Deed Book / Page	6596 / 100
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	1023 MAIN AVE, HAGERSTOWN, MD 21740-5245
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 MAIN AVE, HAGERSTOWN, MD 21740-5245

Mortgage

Document Number	0078140455
Date	Dec 3, 2025
Book Page	7814/455

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Apr 22, 2021
Property Address	1023 MAIN AVE, HAGERSTOWN, MD 21740-5245
Document Number	0065960100
Book / Page	6596 / 100
Instrument Date	Apr 15, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1023 MAIN AVE, HAGERSTOWN, MD 21740-5245

Mortgage

Document Number	0006596108
Date	Apr 22, 2021
Instrument	6596/108

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,700 (+15.89%)	$158,900 (+47.68%) Land $20,000 Building $138,900
2025	$943.00 (+16.42%) Homeowner's exemption	$107,600 (+21.54%) Land $20,000 Building $87,600	$107,600 (-) Land $20,000 Building $87,600
2023	$810.00	$88,533	$107,600 Land $20,000 Building $87,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Point Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

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